In this day and age, technological advances are happening by the minute, across all industries, but especially those seeking to collect a debt from you. As this article demonstrates, creditors are looking to new digital strategies to make it easier for the consumer to pay on their debts, including those already assigned to a debt collector.
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Even though it may just be a click on an application on your smartphone, what it really is doing is taking money from your bank account that you may not be able to afford, especially if the account has gone to collection or is delinquent. You may end up paying more fees and costs on a credit card debt than you normally would while happily clicking away on your phone as you wait in line at the grocery store. Be wary of some new technologies, they don’t all have your best interest in mind!