Recently, a client who engaged us was victimized by a collection agency law firm. The law firm, despite having been notified that we represented the client, continued to call and communicate with our client in violation of the Fair Debt Collection Practices Act (the “FDCPA”).
Why does it matter? When we became aware of the firm’s conduct, we made appropriate demand that our client’s account be deemed closed and paid in full. The law firm, fearing our law suit for FDCPA violations, agreed to pay the original creditor the amount they sought from our client on behalf of our client. Our client paid nothing to her creditor to settle this matter.
Between the FDCPA and California’s state version of the FDCPA, California residents often have been victimized by creditors and collectors. Know your rights before you take action. We encourage you to set a consultation with a respected debt settlement attorney. We offer a free consultation so that people can receive the information they need to make an informed decision.