If you read our blog on a semi-regular basis, you know that we love stories that champion wins over those unscrupulous debt collectors. Here is one where the woman won over the debt collectors.
Debt collectors harassed her day and night, calling at all hours. Only problem was, the debt wasn’t hers! They said a gentleman’s name and they weren’t sure who exactly the debt collector was referring to, until she figured out it was one of her neighbors. After figuring out that filing a lawsuit was going to be too expensive and filing an FTC complaint wouldn’t get her relief, she took on the debt collector herself. They eventually gave her a written apology for harassing her for a debt that isn’t hers. If something like this happens to you where you are being harassed by a debt collector but the debt is yours, contact a debt settlement attorney. You may have a defense to the collection actions if the collector has violated California’s Rosenthal Act or the Fair Debt and Collections Practices Act. It is worth a call; otherwise, these debt collectors will go to unlawfully harass the next person.