Harassing phone calls. Threats. Improper documentation. These are just a few of the unseemly ways some debt collection companies operate. Debts can be sold from collector to collector and collection agencies continue to pursue claims even if they may not have the legally required documents.
You as the consumer are not helpless. FDCPA rules allow a debt to be formally disputed. A formal dispute letter from your attorney shifts the burden of proof “to the collection agency to prove that a) the debt is correctly owed as alleged, and b) it is you, indeed, who owes the debt.”
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If you’re facing a debt, contact a qualified debt settlement attorney to ensure your rights are fully represented. We can stop debt collectors from using illegal tactics to harass you.