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The International Monetary Fund recently published a new research paper that says policymakers continue to underestimate the depth and duration of the economic downturn.  “Many advanced economies are likely to require financial repression, outright debt restructuring, higher inflation and a variety of capital controls, a new research paper commissioned by the IMF has warned.”

According to this study, debt is near a 200-year high.  Read more here: http://www.cnbc.com/id/101307602

If IMF is right and this downturn will continue, then it is important to accumulate a fund in order to support you and your family in case of emergency, job loss, medical problem, etc. The first step in this process is to get rid of your debt. Contact an attorney who can work on your behalf, diminish your debts, and protect your rights.