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Want a Boost in Your Credit Score?

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The ever elusive credit score. So many American’s strive for perfect credit and carry it as a badge of honor when the have achieved a high score. Do you want to boost your credit score but are unsure of how to do so? For those that struggle with a less than remarkable credit score, there are some common steps you can take to improve your score and obtain a fairly quick result. The author of this Q & A in the finance section of Fox Business breaks down and interprets the riddle that is our credit score.

Read more here: http://www.foxbusiness.com/personal-finance/2014/06/26/what-fastest-way-to-boost-my-credit/

In the breakdown of steps that this article shares as essential to increasing your credit score, he lists past due accounts and charge-offs right off the bat. These accounts on your credit report that have gone unpaid, seriously threaten your ability to achieve great credit. The author points out that these accounts definitely need to paid off as a first step to success. While this advice is sound and accurate, for some it is just not possible. With the fall of the economy and unemployment remaining high, many just cannot afford to pay off all of their delinquent accounts. What does a person do then? A feasible solution to achieve this step is to think about debt settlement. Do your research and find a debt settlement attorney in your area. An experienced debt settlement attorney can often obtain large reductions in the total amount you owe, without the need for bankruptcy. Once settlements are paid, your credit report will reflect this improvement and so will your score.

Author:  Kevin Fallon McCarthy

Want a Boost in Your Credit Score? was last modified: November 1st, 2014 by Kevin Fallon McCarthy
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