Remember making a budget when you were just getting started in life as an adult? Thinking back, you realize you had no budget and you wonder how in the world you were able make it on the income you were making. Trouble is, today, you find […]
National Student Loan and Credit Report Debt Attorney
How to Pay Off Debts Quicker
Creative Debt Solutions
First and foremost, there is no one perfect way to get out of debt. Every person’s situation is different and needs to be approached with an honest and creative perspective. It is important to review your money coming in, money going out […]
Spend Less Money on Food
Food Is One of the Biggest Household Expenses
If you have a family of four you can easily spend $1000/month on groceries every month. This monthly expense adds up quickly. If you can cut back on food spending by just $200 a month you could […]
Student Loan Debt Consolidation
If you are among the 3.3 million Americans with defaulted student loans, do not lose hope. Certainly, the frequent phone calls by your creditor, the knocking at your door, wage garnishment, legal action and similar situations can be intimidating and can cause you a lot […]
Debt Consolidation Loans and Debt Lawyer
When handled properly, debt consolidation can simplify your life and can eventually improve your financial standing.
Debt Consolidation Loans
Debt consolidation is the process of taking out one loan to pay off several loans. It is consolidating your debts to one payment.
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Debt Settlement Negotiations: A Primer
Debt Settlement Agreement
Debt settlement is the process of settling or paying debt for a certain sum of money. It is also known as debt arbitration, debt negotiation or credit settlement.
The debtor and creditor often agree to a certain amount, often a reduced amount, to […]
Settling Medical Debt Relief
In this day and age, a lot of Americans are struggling with medical debt. A study by Nerdwallet, a price-comparison website, revealed that in 2014, two million Americans suffered bankruptcies due to unpaid medical bills.
Recently, a similar study by the Harvard Medical […]
What If I Can’t Pay My Payday Loan?
According to Pew Charitable Trusts, twelve million Americans use payday loans every year.
A payday loan is a short term, high interest loan designed to bridge the gap between paychecks when you have an immediate need for cash. The Federal Reserve has reported that nearly half […]
Finding the Best Debt Collections Attorney
A collection account is one that has been sent out by your original creditor to the collection agency after you have missed several payments. This normally happens when you ignore creditor’s letters or calls or when you are unable to work out a payment or settlement plan […]
Settling on a Second Mortgage: What you Need to Know
What is a second mortgage?
Second mortgage definition
A second mortgage is a lien on a property that is subordinate to an existing first mortgage.
A loan to acquire a home is usually the first lien recorded on a property. Subsequent loans generally require […]