by Garrett F. Charity | Jan 6, 2021 | Credit Report
In a study conducted by the Federal Trade Commission, researchers found that five percent of consumers had an error on one of their three credit reports. The researchers of this study described the results of their findings as “eye-opening” for American consumers and... 
by Jacob Hippensteel | Dec 9, 2020 | Credit Report, Credit Score
In America, having a bad credit score can pose major challenges. Landlords, employers, and banks all use credit scores as a way of establishing trust with potential tenants, employees, and borrowers. Without a good credit score, it can be difficult and expensive to... 
by Garrett F. Charity | Dec 11, 2019 | Credit Report
Americans are shackled by $13.7 trillion in consumer debt. From auto loans to store credit cards and mortgages, the financial situations of many families keep them bound to steep monthly payments that prevent them from contributing to rainy day funds, investing, and... 
by Andrew Rombach - Guest Contributor | Apr 22, 2019 | Credit Report
How You Should Dispute A Credit Card Charge Credit cards are in daily use and an important financial tool for many Americans. Data shows that 71 percent of Americans have at least one credit card, and the Federal Reserve Payments Study 2016 found that the number of... 
by Andrew Rombach - Guest Contributor | Apr 12, 2019 | Credit Report
What To Do After Noticing Fraudulent Activity On a Credit Report Consumer fraud is big business in the United States. In 2016, approximately 15.4 million people were impactedby fraud or identity theft. The money these thieves manage to take each year isn’t chump... 
by Kevin Fallon McCarthy | Feb 24, 2017 | Credit Card Debt, Credit Report
If you’ve been keeping up with McCarthy Law, then you know we are your go to when it comes to protecting consumer credit rights under the Fair Credit Reporting Act (“FCRA”). The FCRA is a federal act that protects and covers all of your credit information. Credit... 
