The Federal Trade Commission estimates that one in four American consumers have errors in their credit report. Unfortunately, most Americans remain unaware of credit report errors until they try to get a loan or rent an apartment. Just one error on your credit report...
In a study conducted by the Federal Trade Commission, researchers found that five percent of consumers had an error on one of their three credit reports. The researchers of this study described the results of their findings as “eye-opening” for American consumers and...
In America, having a bad credit score can pose major challenges. Landlords, employers, and banks all use credit scores as a way of establishing trust with potential tenants, employees, and borrowers. Without a good credit score, it can be difficult and expensive to...
Americans are shackled by $13.7 trillion in consumer debt. From auto loans to store credit cards and mortgages, the financial situations of many families keep them bound to steep monthly payments that prevent them from contributing to rainy day funds, investing, and...
How You Should Dispute A Credit Card Charge Credit cards are in daily use and an important financial tool for many Americans. Data shows that 71 percent of Americans have at least one credit card, and the Federal Reserve Payments Study 2016 found that the number of...
What To Do After Noticing Fraudulent Activity On a Credit Report Consumer fraud is big business in the United States. In 2016, approximately 15.4 million people were impactedby fraud or identity theft. The money these thieves manage to take each year isn’t chump...
