by Kevin Fallon McCarthy | Mar 2, 2015 | Credit Card Debt, Credit Score, How to Get Out of Credit Card Debt
Average American has 30% more Credit Card Debt than Savings Do you have an emergency savings fund? While many Americans remain unemployed or underemployed, most find it difficult to save for their future. Not only are we not saving for retirement, most are not even...
by Kevin Fallon McCarthy | Nov 26, 2014 | Avoid Bankruptcy, Credit Card Debt, Debt Relief, Debt Settlement, How to Get Out of Credit Card Debt
Consumer Credit – Why Do People Borrow? Recently, Larry Parks interviewed Professor Todd Zywicki about Consumer Credit and the American Economy, a book he recently co-authored. You can find a video of the interview above. The interview is a great, thoughtful...
by Kevin Fallon McCarthy | Nov 26, 2014 | Credit Card Debt, How to Get Out of Credit Card Debt
High Credit Card Interest Rates? Credit card companies are notorious for advertising low introductory interest rate as a tool to get you hooked. What they don’t advertise in huge print is the percentage rate that your card will move to after the introductory period is...
by Kevin Fallon McCarthy | Oct 23, 2014 | How to Get Out of Credit Card Debt
Why Settling Credit Card Debt is So Imperative for Today’s College Graduates It seems like a dismal future to look forward to for many college students in today’s economy. Not only are recent graduates faced with an unwelcoming job market, they are also...
by Kevin Fallon McCarthy | Oct 22, 2014 | How to Get Out of Credit Card Debt
Decoding the different ways to get out of debt and how they apply to your unique situation With the total consumer debt in the United States hovering around 2.4 trillion dollars, financial hardship is a reality countless people face daily. Although those in debt can...
by Kevin Fallon McCarthy | Oct 22, 2014 | How to Get Out of Credit Card Debt
What is the Best Way to Get Out of Debt Without Bankruptcy? It is a little known fact that most creditors would rather settle with you than have you file bankruptcy. Indeed, many creditors who fear you may be on the verge of bankruptcy have been known to settle for a...