What to do when you have a credit card lawsuit
You need to respond quickly when a credit card company files a lawsuit. If you receive notice that a credit card company is suing you, the worst response is to do nothing. Not responding can lead to unnecessary expense and embarrassment. Call a McCarthy Law credit card defense attorney, learn about your rights, and take positive steps to settle your debts and relieve your stress.
- If you do not respond to the lawsuit, the credit card company may get a default judgment.
- In the judgment, you could owe every nickel you spent plus interest plus attorneys fees.
- The company can garnish your wages, taking money straight from your paycheck.
- Armed with the judgment, the credit card company can go after your bank accounts and other assets, including assets that are fully paid for.