Have You Been Called by Second Round, LP, About Collecting a Debt?
Second Round, LP, is a third-party debt collection agency located in Austin, TX. The company specializes in collecting consumer debts such as credit cards, auto deficiencies, utility, and FinTech accounts. Founded and incorporated in 2008, Second Round employs around 25 people. The firm also works with a range of partners including: the Better Business Bureau, Receivables Management Association, and Global Collections Systems.
This firm is a legitimate debt collection agency. On its website, Second Round states: “We always treat the consumer with respect and dignity and strive to build long-lasting partnerships with our clients.” Additionally, the Second Round website has a comprehensive Consumer Information page that notes, “Second Round, LP conducts its business in compliance with applicable state, local and federal regulations.” The page also includes a range of informational resources for consumers across the United States.
However, Second Round has also been the subject of numerous consumer complaints alleging issues with billing and collection, harassment, and unprofessionalism. Should you have received a letter or a phone call from the debt collectors at Second Round, LP, we advise that you seek the support of an experienced debt attorney like those at McCarthy Law PLC.
Our highly qualified attorneys will help you navigate the validity of the claim against you. If you do owe creditors, our supportive and compassionate lawyers will stand by you and help you come up with a strategy to manage your debt. We will also negotiate a favorable debt settlement and defend you against creditor lawsuits.
What Consumers are Saying: Second Round Reviews, Complaints and Lawsuits
Second Round, LP has been an accredited business on the Better Business Bureau since 2017 and has an A+ rating. The firm has a total of 36 complaints filed against it and an overall rating of 1/5 stars with three consumer reviews. The majority of complaints and reviews allege that the company has poor communication, a lack of professionalism, and has transgressed against the Fair Credit Reporting Act.
Additionally, the Consumer Financial Protection Bureau has received 34 complaints against Second Round, and Justia lists multiple cases of civil litigation naming Second Round as a defendant.
How to Contact Second Round, LP
Second Round, LP, handles debt from consumers throughout the United States. Its head office is located in Austin, Texas. If you’ve received a letter or a phone call regarding debt collection from the company, you can reach the head office at:
What Should I Do if Contacted by Second Round, LP
If you receive a letter or a phone call from Second Round, LP, it’s very important to ask the company for your debt to be validated. This is a process you are legally entitled to do according to the Fair Debt Collection Practices Act, or FDCPA. Under the FDCPA, all debt collection agencies are required to follow the same rules and procedures to protect consumers from unfair harassment.
All consumers are entitled to dispute a debt when an agency tries to collect. The FDCPA also stipulates that you should receive verification of your debt from the debt collection agency in the form of an official letter. Known as debt validation or debt verification, this letter will outline:
- What the debt is/where it’s from
- How much you owe
- Any other information you need to know
Verifying your debt is very important because, unfortunately, errors in debt are common. Also, you may not know exactly how much you owe. Arming yourself with this information is the first step in preparing a plan to manage your debt and stop Second Round, LP, from harassing you.
The second step is to obtain help from one of the qualified and compassionate debt settlement attorneys at McCarthy Law PLC. We will support you and help you decide the best course of action when the debt collectors at Second Round claim they are collecting your debt.
At McCarthy Law, our team of lawyers will confirm if you actually owe anything and stand by you to protect your interests. We can represent you to negotiate reductions to your debt and defend you against creditor lawsuits.
If you’re ready to take control of your debt and protect yourself from creditors like Second Round, LP, book one of our free consultations. We’ll work with you to establish your options, timelines, and strategy to help you get true relief.
Call our offices today at 855-976-5777 or contact us online to learn more about your rights, begin the debt settlement process, and stop creditors from harassing you.