National Student Loan and Credit Report Debt Attorney

Feb 28, 2013 – Art Shalomov, Loan doctor with Amerifirst Financial

February 28, 2013

Debt Settlement Lawyer Podcast

Guest:
Art Shalomov, Loan doctor with Amerifirst Financial
Listen Now:

Topics

  1. Mortgage banker vs. mortgage broker
  2. How expensive is credit repair?
  3. What affects credit scores the most?
  4. How long does a late payment stay on your credit report?
  5. Can bankruptcy not let you qualify for a home loan?
  6. Kevin McCarthy -- credit card debt and stress
  7. What is the debt negotiation process and how do I start?
  8. Do banks really negotiate?
  9. Can you get the collector phone calls to stop?
  10. What does it mean for a debt to be charged off?
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  • The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

  • Debt Settlement Testimonial – anonymous
    Rate this post

    Working with Kevin was one of the best things we ever did. His understanding and overall skill set helped us through a very difficult time in our lives. We highly recommend Kevin and his team… they were a God send […]

    Debt Settlement Law Firm Testimonial
  • Debt Settlement Testimonial – Harriet
    Rate this post

    I am so grateful for their help and resolution to my problems. I could not have survived without them. Joan DiBella was “on it” every step of the way. I am more appreciative than I can say […]

    Debt Settlement Law Firm Testimonial
  • Debt Settlement Testimonial – Chris
    Rate this post

    Amazing experience. I have never dealt with something like this and as such I was very nervous and anxious as I did not know what to expect. However, at my first meeting with Kevin at his office he made feel completely relaxed and confident in his firm’s ability to handle my case. He was very thorough and […]

  • Debt Settlement Testimonial – Phil
    Rate this post

    Opening a franchised Mexican restaurant sounded like a great idea in 2005. Unfortunately, the SBA and bank agreed and allowed me to borrow a lot of money. The business never made a profit and was bleeding 100k/year. To make matters worse, my brother and dad were my business partners. I shopped around for attorneys with specific SBA […]

    Debt Settlement Law Firm Testimonial
  • Kevin Testimonial
    Rate this post

    Yea!!!!!  Thank you so much Michele!  We could not have done this without your expertise and tenacity.  When we started this process we were convinced that foreclosure was the only option, and with your help this short sale happened!  Words cannot express our gratitude. We can start fresh and the future looks very bright.  This has been a […]

    Debt Settlement Law Firm Testimonial
  • Larry testimonial
    Rate this post

    Just a quick note to say “THANK YOU” for ALL of your time, energy & efforts and a job well-done on bringing this sale to a happy conclusion! I certainly appreciate your “Stick-To-It Tiveness” and your professionalism. I would certainly recommend & refer you & McCarthy Law to anyone I know in a distressed sale situation! You guys […]

  • Valerie testimonial
    5 (100%) 1 vote

    You are worth your weight in gold! I’ll definitely recommend you to others.
    Vallerie C […]

    Debt Settlement Law Firm Testimonial
  • K.S. testimonial
    Rate this post

    Thank you THANK YOU!!!!!!!!!!! I really appreciated working with you as well! Thank you for all your hard work and answering all of my questions.

    ~K. S […]

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  • Heidi testimonial
    Rate this post

    You are a blessing to us!! Thank you for your help …always!!
    Heidi B […]

  • D.Z. Testimonial
    Rate this post

    Dear Kevin et al;

    I wanted to let you know that we thought it was a hell of great gesture on your company’s part to offer to pay off the remaining debts of all it’s customers.
    Even though the odds were stacked against you and most of us, it was the intention to help people struggling […]

    Debt Settlement Law Firm Testimonial
  • Strategic Default
    Rate this post

    Just a follow up to my strategic default in 2012. After 3 years, this Friday I will be purchasing my $235,000 townhouse. I’m using my VA benefits to get the loan, and had no issues at all getting the financing. My credit score is 735 with my DTI ratio of 25%. Just thought I’d let […]

    Debt Settlement Law Firm Testimonial
  • Rate this post

    I just wanted to say, “Thank You” for working on our case.  We appreciate your hard work and are very thankful to have received some money back from our foreclosure.  Losing our house was very difficult, but getting a settlement on it takes the sting out of the whole situation.  I will definitely recommend you and your firm […]

  • Credit Score
    Rate this post

    I wanted to check in to let you know that my credit score is back up to 753. I can’t thank you enough for all that you did for me. I really appreciate you […]

  • Rhonda Alsobrook
    Rate this post

    You as well. Thank you so much for everything

  • John Ayers
    Rate this post

    Awesome news! Thanks for all your hard work […]

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  • Heidi Beaty
    Rate this post

    You are a blessing to us !! Thank you for your help …always […]

    Debt Settlement Law Firm Testimonial
  • Heidi Beaty
    Rate this post

    You are wonderful! I appreciate everything you have done to help us through this!! I will
    forward to the agent today! Will let you know when it gets filed! Hope you have a
    wonderful 4th of July weekend!! And just know that I would highly recommend you to
    anyone… If you ever need a recommendation […]

    Debt Settlement Law Firm Testimonial
  • Heidi Bohrer
    Rate this post

    Excellent. Thank you so much. You’re really good at this…. I appreciate your help and
    communication […]

  • Heidi Bohrer
    Rate this post

    You are so funny. Thank you so much for being so helpful AND cool. It is more
    appreciated then you know.
    Have a great weekend […]

  • Heidi Bohrer
    Rate this post

    Thank you for all of your help with everything. You seriously made things seem so
    easy….. You’re awesome. Make sure everyone you work with knows that […]

  • Rene Borromeo
    Rate this post

    Thank you so much Michele […]

  • Jim & Pat Brown
    5 (100%) 1 vote

    Impressive. Thank you all for your hard work […]

  • Daniel Canaga
    5 (100%) 1 vote

    YOO-HOO!!!
    Thank you for all you time and effort.
    I wish you a very Happy New Near […]

    Debt Settlement Law Firm Testimonial
  • M Canaga
    Rate this post

    Your help was invaluable.
    I am very grateful to have had you in Daniel’s and my corner.
    Merry Christmas, Happy New Year […]

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  • M Canaga
    Rate this post

    Yeah, I agree, she is very together and caring (FYI: as you are […]

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  • Lucas And Sheri David
    5 (100%) 1 vote

    Wow, it’s like you’re a pro or something. Haha!
    We will get the letter done and send it to you asap. Thanks […]

    Debt Settlement Law Firm Testimonial
  • Lucas and Sheri David
    Rate this post

    Michele, Beth and Leia – Thank you for all your hard work! We are soooo very pleased
    with how smooth this whole thing has gone. We are singing your praises […]

    Debt Settlement Law Firm Testimonial
  • Lucas and Sheri David
    Rate this post

    We really want to make sure that everyone that worked on this deal with us knows just how much we appreciate everyone’s help. We were dealing with various feelings throughout this process and you all made us feel like things were always moving forward.
    From our initial conversations with Michelle and Ashley at McCarthy to working with […]

    debt-settlement-testimonials-4
  • Harry & Ronna Dobell
    Rate this post

    Michele; Ronna and I were impressed by your letter and the documentation that you have sent to Seterus and to Fannie Mae […]

    Debt Settlement Law Firm Testimonial
  • Joanne and Jim Flaum
    Rate this post

    First, let me say thanks to all of you for your hard work and client dedication. This process was extremely humbling and nerve racking for me. I have never been through anything like this process and it will never happen again. Quite frankly I wouldn’t wish this on my worst enemy.
    I know I can be pretty […]

    Debt Settlement Law Firm Testimonial
  • Wayne Foley
    Rate this post

    Thank you for your hard work. Glad I was not the one negotiating with the bank […]

  • Tricia Hustedt
    Rate this post

    Thank you so much! You are amazing […]

  • Tina Huesca
    Rate this post

    Thank you for the detailed update, Michele. This process is so frustrating, but it’s reassuring to know you understand and are staying on top of all the necessary steps. I appreciate all your efforts […]

    Debt Settlement Law Firm Testimonial
  • Tina Huesca
    Rate this post

    Thank you, Michele.
    Thank you for the attention you’ve given to providing updates. Until you came on board, I had to beg for them. It’s because of your efforts and hard work that I’ve been able to trust things are moving along as they should. So, thank you for taking the edge off what has […]

    Debt Settlement Law Firm Testimonial
  • Tina Huesca
    Rate this post

    YAY!!!! Man oh man what an exhale! Can you feel my excitement across state lines!? 🙂
    I owe a huge thanks to you and Michele S. Honestly, I don’t know how this would have ever come to a happy ending without your combined efforts, competence and professionalism. Sorry I did not get a chance to meet Michele, but […]

    Debt Settlement Law Firm Testimonial
  • Tina Huesca
    Rate this post

    Perseverance prevails! And I have no doubt that your efforts are what made it happen.
    As I told Lupe, I cannot thank you enough. This entire experience was quite the challenge, but it was your persistence, competence and professionalism that kept me going. I truly appreciate all you did through the process, especially making a point to keep […]

    Debt Settlement Law Firm Testimonial
  • Jenni Ingram
    Rate this post

    Hi Michele,
    Wonderful! Thank you so much! Please let us know if there is anything else we can do.
    We cannot thank you enough for all your help […]

  • Kevin & Jenni Ingram
    Rate this post

    Good afternoon Michele & Linda,
    Yea! We accept! Thank you for all your help. Michele, we’ll get the paperwork you mentioned together & send it tomorrow morning. Linda, let us know if you need anything else from us too. We are so relieved & blessed to have your professional expertise in our corner & caring hearts. Thank […]

    Debt Settlement Law Firm Testimonial
  • Jennifer Ingram
    Rate this post

    Yea!!! You’re amazing […]

  • Kevin & Jenni Ingram
    Rate this post

    Good afternoon Michele,
    We wanted to let you know that we’ll send in the paperwork tomorrow. We are coming home from a family reunion celebrating my Mom’s 60th birthday. Sorry about the timing. We’ll be sure to send it out tomorrow. The progress is so amazing! Thank you for all you do!
    Thanks so much […]

    Debt Settlement Law Firm Testimonial
  • Jennifer Ingram
    Rate this post

    Thanks so much Michele! You’re awesome […]

  • Jenni Ingram
    Rate this post

    Good Morning Michele,
    Small world to hear about our moms having close birthdays! I hope your celebration was good fun. We had a blast out at the beach and having all the grandkids play together.
    I’ve attached the updated documents you requested. I apologize for not getting them to you sooner. So exciting that we are in […]

  • Jenni Ingram
    Rate this post

    Thanks so much Michele for the update! Have a great weekend! You are amazing!
    Happy Friday […]

  • Kevin & Jenni Ingram
    Rate this post

    Yea!!!!! Thank you so much Michele! We could not have done this without your expertise and tenacity. When we started this process we were convinced that foreclosure was the only option, and with your help this short sale happened! Words cannot express our gratitude. We can start fresh and the future looks very bright. This
    has been a […]

    Debt Settlement Law Firm Testimonial
  • Jenni Ingram
    Rate this post

    Thanks so much! Things are going great. We’re living with my mother in law on a couple acres. It’s beautiful and on a creek. Its great for my little boys and hubby too to get out and play in the sunshine. Plus were actually able to build a savings and pay down debt. Yea! Things are […]

  • Ingram Family
    Rate this post

    Thank you Michele! You have been an angel to work with. You have treated us with great dignity and respect. Thank you for making our short sale happen. We wish you every happiness.
    Sincerely […]

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  • Marlin Jackson
    Rate this post

    Thank you all very much for you hard work! Most definitely a new chapter for myself!

    Sincerely,
    Thank you […]

    Debt Settlement Law Firm Testimonial
    Founder/President Fight For Life Foundation Inc.
  • Craig Johnson
    Rate this post

    Thank you Michele for all you hard work on this […]

    Debt Settlement Law Firm Testimonial
  • Adele Johnson
    Rate this post

    I can’t thank you and Leia enough […]

    Debt Settlement Law Firm Testimonial
  • Adele Johnson
    Rate this post

    Oh thank you so much. Craig sometimes lets his brain think too much. I know I have told you two how appreciative I am and I truly mean it. Thanks again

    Debt Settlement Law Firm Testimonial
  • Adele Johnson
    Rate this post

    Again I cannot thank you enough for all of your hard work […]

    Debt Settlement Law Firm Testimonial
  • Craig and Adele Johnson
    Rate this post

    Michele thank you for the quick response! We will wait and let the system work. Again, thanks so much for all you do. GREAT CUSTOMER SERVICE […]

  • Amy Laff
    Rate this post

    You rock, Michele […]

    Debt Settlement Law Firm Testimonial
  • Amy Laff
    Rate this post

    Kevin,
    Whatever the outcome of this case, I want you to know how much I appreciate Michele.
    She’s not only supremely competent but also extremely empathetic. A keeper […]

    Debt Settlement Law Firm Testimonial
  • Eugene and Amy Laff
    Rate this post

    Thank you Michele. You did a wonderful job […]

    debt-settlement-testimonials-4
  • Karen K. Lynn
    Rate this post

    Michele:
    And KUDOS to you and your staff for a job well done! You guys rock […]

    THE TAX OFFICE, INC.
  • Karen K. Lynn
    Rate this post

    Thanks again for all you have done. It’s nice to see my Mom happy and more relaxed […]

    THE TAX OFFICE, INC
  • MaryLouise Mennen
    Rate this post

    I AM GRATEFUL!
    Thank you […]

  • Louis Metoyer
    Rate this post

    Kevin and Michele,
    I would like to thank you for all your work with the Short Sale of my home.
    This was difficult for me personally but working with the two of you gave me the comfort
    that McCarthy Law was with me every step of the way.
    My best regards to you […]

  • Peter Muthig
    Rate this post

    You’re wonderful, thanks […]

    Debt Settlement Law Firm Testimonial
  • Anne Noser
    Rate this post

    OK. I’m going to focus on that last part about “it’s not so bad”. Remind me to take you
    out for dinner when this is all over. You are a REALLY, REALLY GOOD PERSON!
    🙂 Thank you again […]

  • Anne Noser
    Rate this post

    Hi,
    I seriously don’t know how to thank you. I am actually feeling much better after your email and I am still getting a bottle of wine on the way home 🙂 Let me know if you need anything else. You are a Saint […]

  • Anne Noser
    Rate this post

    Hi,
    Actually I feel pretty calm. I will go and enjoy the weekend and I hope you will as well!
    To just reinforce: YOU ARE WONDERFUL!
    Talk next week

  • Ann Noser
    Rate this post

    OK then. You go get them girl!
    You are my HERO […]

  • Ann Noser
    Rate this post

    Hi,
    Here you go. Thanks so much! Have a wonderful weekend. Talk next week! You are so very appreciated […]

  • Yvonne Oldbury
    Rate this post

    You are fabulous! I can tell you will be a favorite […]

  • Julia Perez
    Rate this post

    Thank you very much!! I appreciate beyond your good legal advice, the care as a human being […]

    Debt Settlement Law Firm Testimonial
  • William Robinson (Robby)
    Rate this post

    Ya’ll are super, thanks for the great news. We’ll sign and return immediately.
    Thanks again

    Debt Settlement Law Firm Testimonial
  • William Robinson
    Rate this post

    We do indeed and are very grateful for all of your help […]

    Debt Settlement Law Firm Testimonial
  • Dan Rogers
    Rate this post

    Hi Michele,
    Nikki and I appreciate your diligence and work to help us short sell this house. From our perspective it seems Wells Fargo and Chase are being completely unreasonable, especially when our history with these institutions is taken into consideration. Thank you, again, for your professionalism and expertise […]

    Psalm 46
  • Maren Sater
    Rate this post

    That is awesome!! THANK YOU!
    Thank you, Michele. You are fantastic and I know you’ve been through a lot lately personally. I so appreciate all of your efforts on my behalf. I know it’s your job, yet it means so very much to me […]

  • Maren Sater
    Rate this post

    You ROCK!! Thank you so very much. I am so relieved […]

  • Maren Sater
    Rate this post

    I don’t have adequate words to thank you both for everything and what this means to me. A weight is lifted, the sun is shining and I am grateful to my core. Thank you.
    Please let me know what, if any, final action on my part is required.
    You have been an amazing team […]

  • Maren Sater
    Rate this post

    Michele
    Thank you for all of your efforts on my behalf. I know you were dealing with your own life, while at the same time going to bat for me. You were amazing! I trusted we’d get the outcome we set out for. Not sure if you socialize with clients – I’d love to buy you a […]

  • Jo Lynn Schick
    Rate this post

    Here ya go. Here’s hoping one way or the other the house is out of my hair in September…..don’t want to pay another quarter of homeowners association or insurance if I don’t have to. Thank you all so much for your hard work–I really, really appreciate it more than you will ever know […]

    Debt Settlement Law Firm Testimonial
  • Jo Lynn Schick
    Rate this post

    Thank you all so much!!!!! I am sure there are Angel Wings waiting for you someday […]

    Debt Settlement Law Firm Testimonial
  • Elsie Seiler
    Rate this post

    Thank you so much for being there to calm my nerves! Thank goodness that is over.
    Thanks again […]

    Debt Settlement Law Firm Testimonial
  • Elsie Seiler
    Rate this post

    You are awesome! You said you knew what you were doing! I will refer you if anyone
    needs a short sale. Thank you so much […]

    Debt Settlement Law Firm Testimonial
  • Kiko Smith
    Rate this post

    Thank you for the update.
    Thank you again to everyone on this team […]

    Debt Settlement Law Firm Testimonial
  • Karady Soniat
    Rate this post

    Michele,
    Thank you THANK YOU!!!!!!!!!!! I really appreciated working with you as well! Thank you for all your hard work and answering all of my questions.
    Have a Merry Christmas and a Happy New Year […]

    debt-settlement-testimonials-4
  • Charles T. Thompson
    Rate this post

    I am grateful for all your hard work […]

    Debt Settlement Law Firm Testimonial
    CIO
  • Mari Valenzuela
    Rate this post

    Michelle & Kevin, finally, the short sale on 885 W. Whitten St., Chandler closed today! My sincere thanks for your assistance and guidance through the entire short sale process […]

    Debt Settlement Law Firm Testimonial
  • Denise Valli
    Rate this post

    Thank you, Michele – for all your support and encouragement during this stressful
    process […]

  • Dr. Eric Van Sluyters
    Rate this post

    Thanks for all your help with this process, Michele. You guys were awesome […]

    Debt Settlement Law Firm Testimonial
  • Stan Waldrop
    Rate this post

    You too, thank you for all the hard work

    Debt Settlement Law Firm Testimonial
  • Jennifer Waldrop
    Rate this post

    God bless you Michelle and all of your hard work. To God be the glory […]

    Debt Settlement Law Firm Testimonial
  • Stan Waldrop
    Rate this post

    Michele & Kevin,
    This has been a process that is like nothing else and we have ridden the ups and downs. The reason we moved forward with a short sale is an answer to a prayer to God to please help us find relief in financial mistakes we have made. You have been an answer to that prayer […]

    Debt Settlement Law Firm Testimonial
  • Jennifer Welton
    Rate this post

    Thank you for this promising news Michele!
    I appreciate your thorough explanation of the process. Makes things much easier to
    understand.
    Have a really great weekend […]

    Debt Settlement Law Firm Testimonial
  • Jennifer Welton
    Rate this post

    Thank you Michele!!
    Working with you exceeded my expectations. I appreciate you always being available for questions, and for everything you did to make this happen.
    I will hopefully not know anyone else who finds themselves in this situation, but if I do, I will not hesitate for a moment to send them your way.
    You take care […]

    Debt Settlement Law Firm Testimonial
  • Pyisone Win
    Rate this post

    Thank you for explaining Michele […]

    Debt Settlement Law Firm Testimonial
  • Pyisone Win
    Rate this post

    Thank you so much for all your help.
    You guys are amazing […]

    Debt Settlement Law Firm Testimonial
  • Brian and Jennifer Wortzel
    Rate this post

    Michele,
    Thank you so much for all of your hard work and patience through this EXTREMELY long process! We really appreciate it! You have been so great and patient with us too. You deserve a big commendation […]

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  • Sarrah Yoder
    Rate this post

    Thank you for all your hard work, professionalism and patience. We are so very relieved […]

    Debt Settlement Law Firm Testimonial
  • Larry Ault
    Rate this post

    Michele,
    Well, your guiding is awesome! When we used to do short sales years ago, without attorney help, we would get them done, pretty successfully, but now, everything in the process is so different! We never had the Agreement Notice, the issuance of the Approval Letter signified “contract acceptance” and then the time frames would start! Eye yi […]

    Debt Settlement Law Firm Testimonial
    Associate Broker Russ Lyon | Sotheby's Int'l Realty
  • Larry Ault
    Rate this post

    Michele,
    Just a quick note to say “THANK YOU” for ALL of your time, energy & efforts and a job WELL-DONE on bringing this sale to a happy conclusion! I certainly appreciate your “STICK-TO-IT-TIVENESS” and your professionalism. I would certainly recommend & refer you & McCarthy Law to anyone I know in a distressed […]

    Debt Settlement Law Firm Testimonial
    Associate Broker Russ Lyon | Sotheby's Int'l Realty
  • Lisa Boehme
    Rate this post

    You have been really great to work with, and I’m sorry if the last email sounded like I
    didn’t appreciate you.

    Warmest Regards […]

    Debt Settlement Law Firm Testimonial
    Gold Standard Real Estate
  • Diana Brafford
    Rate this post

    Michele,
    You are AWESOME! Thanks for all your persistence on working this deal. I look forward to tomorrow’s update.
    Thanks […]

    Debt Settlement Law Firm Testimonial
    SANTÉ Realty Investments
  • Diana Brafford
    Rate this post

    That is great news, finally!! Great job Michele […]

    Debt Settlement Law Firm Testimonial
    SANTÉ Realty Investments
  • Jim Conradson
    Rate this post

    Love it… Thanks for doing such an awesome job!!! You are a breath of fresh air […]

    debt-settlement-testimonials-4
    Realty Central
  • Greg Corbett
    Rate this post

    Congrats to all! It was a bumpy ride but we made it through (:
    Thank you again Michele & Leia for doing the dirty work!! If you want to celebrate over
    a cocktail, we are game […]

    debt-settlement-testimonials-4
    Green Street Communities, INC
  • Normando De Halle’
    Rate this post

    Michele, Good morning.
    Thanks for staying after the Ocwen servicing group and obtaining the approval for us […]

    Realty One Group
  • Bobbi Engle
    Rate this post

    Michele,

    You are really good at what you do and I am impressed with all you’ve accomplished. I know that your emails to the lender were tough and between you and I they were spot on and I couldn’t have agreed more. Large banks just don’t care enough about what goes into making a deal […]

    Debt Settlement Law Firm Testimonial
    Keller Williams –Valley Dream Team
  • Paul Kelleher
    Rate this post

    Michelle, thank you for a great job, will get it for you today

    Debt Settlement Law Firm Testimonial
    Kelleher Realty & Associates
  • Paul Kelleher
    Rate this post

    Thank you M you have done an outstanding job, well done […]

    debt-settlement-testimonials-4
    Kelleher Realty & Associates
  • Paul Kelleher
    Rate this post

    Thanks M, u have done an outstanding job and we all appreciate it […]

    debt-settlement-testimonials-4
    Kelleher Realty & Associates
  • Merri Krugen
    Rate this post

    Hi Michele

    Thanks for making the Foley transaction such a good one!!! You were great to work with!

    Have a great week […]

    debt-settlement-testimonials-4
    MDK Real Estate
  • Linda Lindeblad
    Rate this post

    You Rock Michele […]

    Re/Max Lake County Realty,Inc.
  • Lynne Menard
    Rate this post

    Damn girlfriend, you’re good!!!!

    Lynne Menard, Realtor “Let me take care of the details so you can live your dream […]

    Debt Settlement Law Firm Testimonial
    West USA Realty
  • David Newcombe
    Rate this post

    Hi Michele,

    Good luck and THANK YOU as ever Michele Very much appreciate having you on our side […]

    debt-settlement-testimonials-4
    Habitat Urban
  • David Newcombe
    Rate this post

    As much as I truly truly hate short sales, I have to say… we really need to do this again. Hugely enjoy working with a like mind. Lets get this sucker closed […]

    debt-settlement-testimonials-4
    Habitat Urban
  • Shawn Shackelton
    Rate this post

    Thank you for the update Michele and the hard work in getting this done […]

    debt-settlement-testimonials-4
    Ventana Fine Properties
  • Shawn Shackelton
    Rate this post

    Michele, Thank you for all your hard work on this […]

    debt-settlement-testimonials-4
    Ventana Fine Properties
  • Kirsten Shafer
    Rate this post

    Great job! Thanks for all your hard work Michele […]

    Debt Settlement Law Firm Testimonial
    Entrust Realty
  • Beth Steil
    Rate this post

    That’s awesome, Michele, thank you for the explanation!

    PS: Rhonda loves working w you, too! We talked about how nice it is to work with someone so sharp and so on top of everything! Thx!
    Warm Regards […]

    Debt Settlement Law Firm Testimonial
    RE/MAX Excalibur
  • Cathy Taylor
    Rate this post

    Thank you, Michele. It was a pleasure to work with you and learn…will call on you again if need be […]

    Coldwell Banker Rox Realty
  • Rate this post

    I’m really impressed with how you have jumped in to your new job with no fear, even though Kevin H. isn’t here to guide you. Keep up the good work […]

  • Rate this post

    I am so glad you have joined the firm! Your smile is contagious. We know you are hunkered down getting everything ship shape but looking forward to getting to know you better when you have more time […]

    Debt Settlement Law Firm Testimonial
  • Rate this post

    I am so grateful for the new addition of Michele to the team. Absolute professional […]

    Debt Settlement Law Firm Testimonial
  • Rate this post

    So glad you’re here! Your confidence, attitude and smile make me wish we worked more closely […]

    debt-settlement-testimonials-4
  • Rate this post

    Michele,
    You are a breath of fresh air and it is fun chatting with you occasionally in the office. Your positive outlook and humor are enjoyed very much. Keep smiling […]

  • Rate this post

    Very thorough and on-top of things. Plus, always positive […]

    Debt Settlement Law Firm Testimonial
  • Rate this post

    Thank you for really taking charge and cleaning up a mess that was left behind […]

    Debt Settlement Law Firm Testimonial
  • Rate this post

    Michele, You are so great! You are a breath of fresh air and I love what you bring to the office. You are hysterical and so good at what you do […]

    Debt Settlement Law Firm Testimonial
  • Rate this post

    You always brighten my day by just simply being who you are […]

    Debt Settlement Law Firm Testimonial
  • Rate this post

    Michele is extremely knowledgeable and responsive […]

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    Your no nonsense, witty way of getting things done is awesome […]

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  • Rate this post

    You are hilarious. Thanks for always knowing what to say to cheer people up […]

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  • Rate this post

    Thanks for always having a smile on your face

    Debt Settlement Law Firm Testimonial
  • Rate this post

    Michele you’re so awesome […]

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    You kick ass. Thank you!

    alison.cordova@mccarthylawyer.com

    Debt Settlement Law Firm Testimonial
  • Rate this post

    alison.cordova@mccarthylawyer.com said:
    Thank you so much for staying late to get the job done!!! I really appreciate knowing you are someone I can count on, and you have such a positive attitude as well! Really happy Kevin brought you on board and that you are a part of the team […]

    Debt Settlement Law Firm Testimonial
  • Kevin W. Hardin
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    You are the best

    “Arizona and California have unique deficiency and tax laws homeowners need to understand in order to make an informed decision on an underwater home. Staying in the home is a decision. If you know someone who believes they owe more than their home is worth, forward my information to them […]

    McCarthy Law PLC
  • Kevin W. Hardin
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    I think you are great. You are awesome at your job. Thank you for all you do.

    “Arizona and California have unique deficiency and tax laws homeowners need to understand in order to make an informed decision on an underwater home. Staying in the home is a decision. If you know someone who believes they owe more than […]

    McCarthy Law PLC
  • Ashley Y. Tuchman, Esq.
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    Good Job […]

    McCarthy Law PLC
  • Rita Abbey
    Rate this post

    Wonderful. Thanks for all your help, it was greatly appreciated […]

    Fidelity National Title Company
  • Tiana Alden
    Rate this post

    Thank you for your work and communication on this case to move things forward […]

    Debt Settlement Law Firm Testimonial
    Fannie Mae Credit Portfolio Management
  • Valerie Cooper
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    You are worth your weight in gold! I’ll definitely recommend you to others […]

    Fidelity National Title Company
  • Jill A. Dunn
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    Thanks for all of your hard work on this, Michele! It has been a pleasure working with you! Wish you were a little closer so we could work together more […]

    BB&C | Bennett Boehning & Clary LLP
  • Amber Kargacin
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    Dear Michele Swinick,

    I hope you are having a great day! I am following up with you on: 1711 E Megan. Everything is complete and funded. Thank you for all your help, you are such a pleasure to work with!
    Thank you for working with CitiMortgage, we appreciate your business.

    Sincerely, Amber Kargacin

    Debt Settlement Law Firm Testimonial
  • Sharon Salvador
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    Thank you, Michele – I’ve enjoyed working with you on this transaction. You’ve done an amazing job.

    Thank you again […]

    Fidelity National Title
  • Lupe Soto
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    Yes that’s awesome!! I’m sure he’s so grateful you are working the file and communicating with him.

    Thanks for the help Michele

    Grand Canyon Title Agency
  • Lupe Soto
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    Yes I was telling Russ you have been a life saver and he agreed…Thanks for you hard work Michele […]

    Grand Canyon Title Agency
  • Lupe Soto
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    Thanks! Thanks Michele  You’re awesome […]

    Grand Canyon Title Agency
  • Lupe Soto
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    Yes Michele, you have made this happen…I told Russ he should be grateful that you took over this account haha… Thanks for your help in closing […]

    Grand Canyon Title Agency
  • Lupe Soto
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    Thank Michele 🙂 You’re the best!! Thanks […]

    Grand Canyon Title Agency
  • Leia Trojan
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    Thanks!! Awesome job, by the way – I thought this deal was a GONER (like 6 months ago […]

    Debt Settlement Law Firm Testimonial
    Empire West Title Agency
  • Leia Trojan
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    You rock sista […]

    Debt Settlement Law Firm Testimonial
    Empire West Title Agency
  • Shockingly Great Results!! I am so grateful I found them!
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    I had researched a lot of companies that help with debt relief and sadly so many of those companies make a person’s situation much worse. Needless to say I was cautious going into my relationship with the McCarthy team. I am a excited to say that this firm was AMAZING!
    They treat you like royalty and get […]

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  • Pleased with the service
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    Originally contacted their office in Los Angeles. My case was accepted by Ms. Lam then transferred to Mr. Charity, then transferred to Ms. DiBella in Arizona office. Especially I am very pleased with Ms. DiBella. She always explain matters in simple words so that I can understand the situation.
    Thank you Joan […]

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  • Great Attorney!!
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    Kevin McCarthy represented me in a litigation matter. Mr. McCarthy was very well prepared in court, quick on his feet and got the matter resolved quickly. He was professional in dealing with the judge and plaintiff but firm with his arguments. I am very happy with the outcome and thankful that Mr. McCarthy was on my side. I […]

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  • Thank You McCarthy Law
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    Thank You, McCarthy Law. Two years ago I was unemployed, my unemployment had run out and my large credit card was behind. After I meet with Kevin McCarthy. He made a plan for me. I worked the plan. Now, I have new employment and no credit card debt […]

  • I highly recommend this firm.
    Rate this post

    Mr. McCarthy and team (in particular Joan) helped me greatly. As a business professional with a focus on sales… they played an intricate part in helping to get back on my feet financially so I may focus on my business and be more profitable. They’ve been completely trustworthy and I feel that they have been on my […]

    Debt Settlement Law Firm Testimonial
  • Peace of Mind
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    Amazing experience. I have never dealt with something like this and as such I was very nervous and anxious as I did not know what to expect. However, at my first meeting with Kevin at his office he made feel completely relaxed and confident in his firm’s ability to handle my case. He was very thorough and […]

    Debt Settlement Law Firm Testimonial
  • Complicated Case/Great Experience with Mr. McCarthy
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    Opening a franchised Mexican restaurant sounded like a great idea in 2005. Unfortunately, the SBA and bank agreed and allowed me to borrow a lot of money. The business never made a profit and was bleeding 100k/year. To make matters worse, my brother and dad were my business partners.

    I shopped around for attorneys with specific SBA […]

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  • Happy and Satisfied
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    Working with Kevin was one of the best things we ever did. His understanding and overall skill set helped us through a very difficult time in our lives. We highly recommend Kevin and his team… they were a God send […]

  • Debt settlement.
    Rate this post

    When I went in to Mr. McCarthy’s office he and his partner were very upfront with me regarding my situation. He was able to get me a settlement better than I hoped for. He and his partner made sure I was kept informed on my case […]

    Debt Settlement Law Firm Testimonial
  • Kudos to Joan DiBella and McCarthy Law
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    I am so grateful for their help and resolution to my problems. I could not have survived without them. Joan DiBella was “on it” every step of the way. I am more appreciative than I can say […]

    Debt Settlement Law Firm Testimonial
  • This is a lawyer that clearly understands the importance of good attorney-client relations and responsive customer service.
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    Referral of my wife and me to Mr. McCarthy last summer (2011) to assist with a nagging, substantial debt settlement matter was financially life-saving. Our pending arbitration case had reached a critical stage and appeared headed towards legal failure. Thanks to Mr. McCarthy, he was able to rescue our case, destined for assured judgment against us, and […]

    Debt Settlement Law Firm Testimonial
  • Couldn’t be happier
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    Ashley and Joan were wonderful to work with. From the time we walked into the office, we felt they cared about us and our situation. They didn’t judge, they wanted to help. What was scheduled to be a three year commitment was resolved in just 18 months. Joan was a wonderful negotiator and worked to correct errors […]

    Debt Settlement Law Firm Testimonial
  • Solved Our Problem
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    My business partner and I were referred to Kevin McCarthy by a mutual colleague during a landlord/tenant lease dispute. Kevin heard our issue, laid out a business and legal strategy, and told us what to expect and when to expect it. Despite intransigence of the other party and waivering confidence on our part, Kevin stuck to the […]

  • Fantastic firm great people
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    I had the greatest service I could ever ask for this law firm McCarthy law firm was so courteous so professional so attentive to my needs. I am extremely pleased that they help me get my financial freedom back. I wish to thank everybody there for

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  • Client Review
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    I have had the opportunity to hire Kevin, he is unfazed by challenges. Always prepared to take on anything encountered. He offered exceptional professional insights. He Took the time to inform us of our options and makeing sure to give us all the information in non legaleze terms. .He gave us timely updates through out the process,It […]

    Debt Settlement Law Firm Testimonial
  • Debt elimination/Chapter 7
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    Ashley explored all our options to help get us out of serious debt. We had many judgments against us before we found Ashley due to another lawyer we had hired for debt elimination.
    Ashley always kept us informed. We never had any unpleasant surprises. Through all our meetings and court dates, Ashley was very supportive. As scared as […]

  • WE DID IT!
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    Ashley has been our Attorney now going on the past 3 to 4 years. She has and her team has help us get debt free and we are so happy with her during this process. You see we almost was at the point in so much credit card debt (foolish things we thought we had to have) that […]

    Debt Settlement Law Firm Testimonial
  • We have our lives back!
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    We never thought we would see the light of day. Ashley and her team did a fantastic job helping us get out of debt, and there was a lot of it! AND it was completed a year earlier than expected! My wife and I have gotten our life back and we are now on our way to saving […]

    Debt Settlement Law Firm Testimonial
  • Hands-on, Helpful, Credible, and Easy to Understand
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    As a 20-something, I had racked up more than $20,000 in credit card debt. I was making my payments and keeping up, but then I lost my job. By the time I was able to get back on my feet, I was struggling to get by. I reached out to McCarthy Law and set up an […]

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  • Excellent from the first day
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    I have been working with Ashley Tuchman for almost three years. We originally calculated that this process would take almost 4 years however they worked tirelessly and had everything paid in under three with money coming back to me. They have always treated me with the utmost respect and professionalism and were a tremendous resource to me throughout […]

  • Wonderful Experience To Date!
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    I’ve been looking into the McCarthy debt settlement service, but I have a few complicating matters so that I’ve been confused about where and when to start and what should be my next step.

    At my initial consultation, Ashley listened very patiently and empathetically. Without giving specific advice (it was only an initial consultation) she was […]

    Debt Settlement Law Firm Testimonial
  • Exceeded expectations in every way…
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    An excellent attorney who handled our legal issue with aplomb. Ashley went above and beyond in her service, was exceptionally responsive to our questions and always put us at ease. As an attorney myself, I have known and worked with many other attorneys on a professional level. This is the first time I have hired an attorney to […]

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  • Thank you Ashley! you turned my life around
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    Life before Ashley
    1) I was receiving threatening phone calls every single day.
    2) My wages were garnished
    3) I could not qualify for an auto loan
    4) My fico score was in the 400’s
    5) I couldn’t imagine owning my own home

    Life after Ashley
    1) Paid off over 45k in creit card debt .
    2 […]

  • Ashley Tuchman Profile
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    Both Ms. Tuchman and the entire team provided excellent services to me and I would not hesitate to recommend her […]

    Debt Settlement Law Firm Testimonial
  • Debt settlement
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    Ashley was very helpful, informative, and straight forward in providing me options and information. Ashley would always respond in a kind and prompt manner whenever I emailed or called with questions. The debt settlement process was much easier than I ever imagined […]

    Debt Settlement Law Firm Testimonial
  • Good to Feel Like Someone’s in Your Corner
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    Being very limited in my knowledge of the financial sector — let alone finance law — I delayed addressing my problem for some time. Nervous, overwhelmed and certainly a little ashamed, I was fortunate enough to be referred to Ashley Tuchman and McCarthy Law by a bankruptcy lawyer who thought my situation was best approached without filing for bankruptcy.

    While […]

  • Easy to work with
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    Ashley resolved my matters quickly and kept me informed of the progress. When changes occurred, she adjusted in an honest way […]

    Debt Settlement Law Firm Testimonial
  • Thank you for lifting an enormous weight and helping me to move forward with my life.
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    I am a single mom and was in over my head, following a messy divorce and two necessary short sales. Ashley negotiated my credit card debt down to less than half of what I owed and did so much sooner than promised. As a result, I was able to pay it off two years sooner than expected, my […]

    Debt Settlement Law Firm Testimonial
  • Ashley is one of the most caring people known to take care of your credit card debt
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    Ashley was awesome understood my financial situation. She was caring and aggressive on my case. I was really lucky to end up at her office without a refferal. She is AWESOME! She desires all 5 stars. She was easy to talk to and super understanding […]

    debt-settlement-testimonials-4
  • Review by Judith Lyles
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    Ashley was extremely professional and diligent. She kept me informed of the status of my case every step of the way, and went beyond the norm to ascertain a successful resolution […]

  • Dependable and Efficient
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    Joon has been helping me with my various business ventures for a few years now. I could not be happier with his performance. He has been quick to respond and most importantly, he listens to what I am asking of him. He pays attention to what I need and he helps me attain it. He is extremely knowledgeable […]

    Debt Settlement Law Firm Testimonial
  • Excellent Attorney
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    Joon is sharp, and a strong communicator. He did his job, but made sure that I was comfortable and answered all my questions. I was glad I had him on my side […]

    Debt Settlement Law Firm Testimonial
  • Very Easy to Work With
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    Joon helped me prepare some contracts for my small business. I was going to use an online service and he was referred to me as an alternative option. He explained everything to me in layman’s terms, and gave me a quick, flat rate pricing quote with no hassle. He gave me reasonable expectations and met them, and […]

  • Epitome of an attorney who is knowledge, professional and always available.
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    Mr. Kee is one in a million. He is very professional, punctual, knowledgeable and attentive. My paperwork was completed within 24 hours and filed in a timely manner. If I asked a question he would have an answer which set my mind at ease. He is honest and always available. I can’t say enough about Mr. Joon […]

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  • Best Guy for the Job
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    Joon answered my numerous questions daily and was able to relay them in a way I was able to comprehend. He was also extremely knowledgeable and was by my side every step of the process. I have and will continue to refer him to anyone who is considering filing bankruptcy […]

    Debt Settlement Law Firm Testimonial
  • Excellent Lawyer
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    Garrett was extremely helpful and he made me feel confident that I was going to achieve my goal of being debt free. He exceeded my expectations and without a doubt, I highly recommend him. He is trustworthy and an expert in his field […]

  • SO grateful and pleased with my experience!
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    I was completely lost and unsure of what my future held when I approached McCarthy Law about my debt. I had been overwhelmed with debt issues for almost 10 years! Their team laid everything out for me in a way I could completely understand and allowed me to take as long as I needed for all of my […]

    Debt Settlement Law Firm Testimonial
  • Awesome lawyer
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    Garret is great, takes him time, very professional, very knowledgeable, would recommend him to anyone […]

    Debt Settlement Law Firm Testimonial
  • FANTASTIC!
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    We hired Jacob with McCarthy law for some commercial lease issues and I have to say it was the best experience I’ve ever had with an attorney. he was extremely professional, went to bat for us and got it done in a short period of time. I would highly recommend the people (especially Jacob) of McCarthy law […]

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  • Best experience with an attorney!
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    We hired Jacob with McCarthy law for some commercial lease issues and I have to say it was the best experience I’ve ever had with an attorney. he was extremely professional, went to bat for us and got it done in a short period of time. I would highly recommend the people (especially Jacob) of McCarthy law […]

  • Professional and knowledgeable advice
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    Mr. Charity has been very helpful with structuring and giving me advice for my start up companies. He is knowledgeable, honest, and a pleasure to work with. I would highly recommend him to peers […]

  • Talented, driven, precise and a WINNER.
    Rate this post

    I first heard about Garrett through a mutual friend who knew him from Princeton. She gave him rave-reviews so I reached out to him to first help me with a car accident case a few years back, then again, most recently, to tackle some debt negotiation for a company I own. He was awesome. Really tackled both […]

    Debt Settlement Law Firm Testimonial
  • Excellent Negotiation Skills
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    I’ve come to Garrett for advice on various legal matters including contract negotiation, business advice, and negotiations. Each time Garrett’s services have been spot on. He is a highly skilled negotiator with a superior intellect. He was able to explain each of my legal matters in terms I could understand and present various options. I especially […]

    Debt Settlement Law Firm Testimonial
  • Credit Score updated to an acceptable “Good” Status
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    Cannot tell you how very very much I appreciate McCarthy Law in assisting me in getting my Credit Score updated to an acceptable “Good” Status, and very close to “Excellent” status. Their efforts are just so beyond anything I could have ever expected. Please know, that if McCarthy Law is involved in helping you regain your credit reputation […]

    Debt Settlement Law Firm Testimonial
  • Excellent Service!!!
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    Excellent service…professional and follow up is great. Wonderful experience from all professionals helping us and would highly recommend the service to anyone struggling with credit issues and student loan issues. Thanks for all your help!

    Best Regards,
    Eric F […]

    debt-settlement-testimonials-4
  • Thank you, Ashley & Mr. McCarthy!!
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    Thank you, Ashley & Mr. McCarthy!!And the horse you rode in on!!That IS wonderful news! We appreciate all your expertise in helping us out of that big debt pit!God bless you all!
    Sincerely,
    Ted W […]

  • Thanks again for all your hard work last year!!!
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    Thanks again for all your hard work last year. You were such a professional and the firm was fantastic to work with!
    Regards,
    Michelle M […]

    Debt Settlement Law Firm Testimonial
  • Stuart
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    First off let me start by apologizing for not writing you sooner.  My sister passed away in late December, about six weeks after my brother died.  I was the sole beneficiary of my sisters estate.  It was draining cleaning up the mess in that inheritance.  On a brighter note, my second loan was reinstated at the reduced rate […]

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  • Rate this post

    Devan did a tremendous job sorting out my credit record. God Bless her, I could not have done it without her. I highly recommend her. She navigated a maze few can understand, credit bureau’s. Wonderful, helpful and I’m forever grateful. Thank you. Problems solved

    B.K.
  • Thanks Joan.
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    Thanks Joan.  It feels great to be debt free!  Thanks for all your assistance […]

    L.H.
  • Thank you and your team
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    Thank you and your team so very much! I appreciate the work you’ve done on my behalf these last 2 years […]

    G.D.
  • we appreciate it!
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    Thank you very much. A great burden has been lifted for us, we appreciate it […]

    R&R
  • Thank you Joan and Garrett
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    Thank you Joan and Garrett for your very hard work and excellence. Your team is amazing […]

    T.C.
  • Thank God
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    Thank God!!  This will be a good feeling to be done .  I never thought I would make it to the end.  It was a long journey. You were great.  Very helpful.  I appreciate all the work you did for me […]

    C.K.
  • Wonderful
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    Wonderful….Better and better each time! Thank you so much for your effort Joan! I feel a great weight lifting from my shoulders.

    Thank you sincerely,

    Conan

    Conan
  • thanks to all
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    Joan is the best! I am happy it is settled even though I felt they already had received more than the original loan balance and had taken me for the debt, like they do all students, at a time when we are unwise to the effect it will have on us. They are vampires and don’t deserve […]

    Anne
  • Merry Holiday Season!
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    I just wanted you to know as this holiday season approaches – how much you have calmed our families world and given us a sense this whole student loan octopus could an would come under control and manageable – with your expertise -thank you from the bottom of our hearts- we really were at our wits and financial ends when […]

  • Thanks to everyone at McCarthy
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    Thanks to everyone at McCarthy Law, Ms. Tuchman, and to you for your expert counsel in this issue. To say that I am very pleased with your work is an understatement. I will wholeheartedly recommend your law office to anyone seeking debt relief […]

  • I seriously cannot express
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    I seriously cannot express how grateful I am for your services! I have felt completely burdened by this debt for years and am finally making some strides toward paying down all of my student debt!

    And, I have already seen my credit score recover very well! I will definitely check these resources to look at the details and […]