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Long Beach Debt Settlement

Long Beach Debt Settlement

It is our mission at McCarthy Law to help good, hard-working families find debt relief.  So many folks in Long Beach have found their financial situation turned upside down because of the declining economy and are struggling under the weight of credit card debt and student loan debt.  Many families in this situation aren’t aware that help and options other than bankruptcy are available.

Settling your debts is tough legal work, and it is our focus at McCarthy Law.  Credit card companies and banks are quick to raise interest rates and lower available balances with even one late or missed payment, ignoring years of on-time payments.  And, the now raised rates mean it will take even longer to make any progress on your principle balance. Creditors can also be aggressive and file lawsuits against those who have missed some payments.  We believe that advice from an attorney is critically important if you find yourself in this circumstance.  And, a lawsuit should not be ignored because a default judgment can allow your creditors to garnish your wages, among other scary remedies, and you pay substantially more in the long run.

We have many offices across the country that give us a wide range of experience, but working in communities like Long Beach, California is where we find what we do most satisfying.  Sam Mamola heads our Long Beach office and enjoys meeting personally with his neighbors to create a strategy that will eliminate their debt and literally give them their life back. Many people find hope in personally visiting with a Long Beach debt  attorney and hearing what their options are from firm with vast experience in debt negotiation and reduction.  There is never any pressure in our office.  Our consultations are always free and confidential and you will feel the compassion of an attorney who understands what you are up against.  If we can help, we will tell you.  If we can’t help we will tell you that too.  Mr. Mamola loves serving the Long Beach community and helping families that are feeling stressed and inundated with debt.

Our firm represents you against your creditors and works to negotiate a significant reduction in what the bank and other creditors claim is owed.  Many businesses attempt to settle debt but they can never provide the legal representation and support a debt law firm can.  Good firms understand things are tight and will work with their clients on putting the needed monies and legal fees together over time rather than up front.  And, a law firm doesn’t automatically mean higher costs than other companies who claim to settle debt, and in many cases have lower fees and definitely get much better results.

Creditors are often quick to sue when people get behind.  We believe that settling these debts and standing between you and your creditors is a job for lawyers who have experience in these matters.  We love serving the good people of Long Beach, California and if you are not sleeping at night because your debt has become overwhelming and you are seeking debt relief, we stand ready to help you when you feel the time is right.