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Sacramento Debt Settlement

Sacramento Debt Settlement

It is our passion at McCarthy Law to help good, hard-working families work out their debt problems.  Our debt settlement attorneys will represent you in negotiating significant reductions in your debts, and also defend you against lawsuits from your creditors.  Many Sacramento families have been swamped due to the state of the economy and find themselves with more credit card debt and student loans than they can handle.  Your family needs representation by competent legal counsel that understands your struggle and is willing to work with you within your tight financial budget.

Banks and credit card companies are quick to send out unsolicited credit cards and provide high limits, but aren’t as helpful when it comes to working with you when things get tough.  Credit card companies can raise your interest rate after one missed or late payment, despite many years of on-time payments, and creditors can be ruthless at attempting to collect on these debts.  Collection agency employees are trained to make phone calls, and attempting to collect these debts are made daily from big call centers across the country.   There are laws that protect the debtor against certain tactics, but even when these rules are followed, it can be extremely stressful and scary to receive these calls.  Creditors and debt collectors can be very insistent in trying to collect these debts, even filing lawsuits against you.

McCarthy Law debt settlement attorneys will represent you in negotiating significant reductions in your debts, and also defend you against lawsuits from your creditors.  Our office in Sacramento has an experienced and caring team to help you navigate these challenges in a confidential and comprehensive way.   Prior to deciding, you can call our debt helpline and talk to one of our knowledgeable professionals. We can answer many of your questions and set up a free debt consultation with our Sacramento debt attorney.

While McCarthy Law has a large nationwide footprint, we enjoy working in individual communities like Sacramento, California and meeting with our clients face-to-face so we can understand their specific situation and needs.  From there, we give them strategies and timelines so they can make the best decision for their family.  Many people feel a huge relief after the initial consultation because they are given tools to move forward and understand the implications of their actions.