Cape Coral Debt Settlement

Cape Coral Debt Settlement

So many folks in Florida have found their world turned upside down with the challenging economy and are struggling under the burden of credit card debt and student loans.  It is our mission at McCarthy Law to help the good, hard-working families of Cape Coral find debt relief.  Credit card companies and banks are quick to raise interest rates and lower available balances with even one late or missed payment, ignoring the years of on-time payments.  Banks and creditors are aggressive and often sue, which can be devastating and add to the overwhelming burden.

Debt settlement means settling the debt for less than the bank claims you owe.  We believe that a significant reduction in the principal is often what is needed for a family to ever dig out.   Many families in this situation aren’t aware that help is available and they have alternatives that will not leave them with the long term ramifications of bankruptcy. There are many companies that attempt to settle debt for their clients without offering any legal protection or guidance during the process.  Since banks can and do file lawsuits against those that are late and behind on payments, we believe the advice from an attorney is critically important when being served.  A lawsuit should not be ignored because with a default judgment, garnishment and other scary remedies may then be available to your creditors.

Diane Dramko heads our Cape Coral, Florida office and enjoys meeting face-to-face with her neighbors in crafting a strategy to eliminate their debt and give them their life back. During your consultation, there is never any pressure and we will let you know if we can help you.  If we can’t, we’ll tell you that too.  Ms. Dramko is an experienced Florida debt attorney and knowledgeable and will answer any questions you may have about your options and timelines.   Our consultations are always confidential and you will feel the compassion of an attorney who understands what you are up against.

Ms. Dramko enjoys serving the good people of Cape Coral and helping families that are feeling stressed and overwhelmed with debt.  Many people find hope and great relief when visiting with and hearing what their options are from an attorney and firm with vast experience in debt reduction.  Settling your debts is tough legal work but it is our focus at McCarthy Law, and we get great results.

Our firm represents you against your creditors and works to negotiate a significant reduction in what the bank claims is owed.  A law firm doesn’t mean higher fees, either, and are often less expensive and protect you better than companies who claim to do debt negotiation.  An experienced debt law firm will also get better debt relief results for their clients with negotiating large principal reductions while also charging a fee that isn’t any more and sometimes less than a debt settlement company.  They understand that financially, things are tight.

Many companies attempt to settle debt but they can never provide the legal representation that a law firm can, and they rarely give you guidance and advice along the way.  We have offices across the country that gives us a wide range of experience, but working in communities like yours here in Cape Coral is where we find what we do most satisfying.

Choose a law firm with many years of experience to be on your side.  A law firm that focuses on debt settlement like McCarthy Law understands the ins and outs of debt negotiation, and we’d love to help you and your family too.  For those who feel like they have been dealing with way too much debt for way too long, we invite you to visit with us.  If you are ready to understand what your debt options are, we stand ready to help.  We are available by telephone, online chat, or you can click here to get started now.