Jacksonville Debt Settlement

Jacksonville Debt Settlement

It is our mission at McCarthy Law to help good, hard-working families find debt relief.  So many folks in Jacksonville, Florida have found their world turned upside down because of the challenging economy, and are struggling under the weight of credit card debt and student loan debt.  Credit card companies and banks are quick to raise interest rates and lower available balances with even one late or missed payment, ignoring the years of on-time payments.  Increased interest rates also mean your monthly payments will be higher making it harder to keep up, and more of each payment will go toward interest rather than principal, thus resulting in a payoff date much farther into the future.  Creditors are not easy work with when things get tough, and are quick to sue when people get behind.

Many families in this situation aren’t aware that help is available and that you have several options other than bankruptcy.  Our focus at McCarthy Law is debt settlement and we will represent you against your creditors and work to negotiate a significant reduction in what your creditors claim is owed.  We believe a substantial reduction in your principal balance is what is needed to dig out, and that sound legal advice from an attorney after being served is very important.  A lawsuit should not be ignored because it gives you less choices in the future, and with a default judgment, garnishment and other awful remedies may then be available to you creditors.

Many businesses attempt to settle debt but the people that you will never see or never meet, cannot provide the legal representation that a law firm can provide.  In most cases, you won’t even have the opportunity to meet with a real person to discuss your situation and receive guidance.  Negotiating and settling your debts is tough legal work but it is our focus at McCarthy Law, and we get very good results.  A debt law firm doesn’t mean that it will cost the client more either, and good firms understand that things are tight financially and they will work with their clients on putting the needed monies for settlements and legal representation together over time. We have offices across the country that gives us a wide range of experience but working in communities like yours here in Jacksonville is where we find what we do most satisfying.

William O’Leary is an experienced Jacksonville debt attorney who directs our Jacksonville, Florida office and enjoys meeting face-to-face with his neighbors in crafting a strategy to eliminate their debt and give them their life back. Mr. O’Leary loves helping families that are feeling stressed and overwhelmed with debt. Our consultations are always confidential and you will feel the compassion of an attorney who understands what you are up against.  Many people find hope in visiting with and hearing what their options are from an attorney and firm with experience in debt reduction.  There is never any pressure in our office.  If we can help, we will tell you.  If we can’t help we will tell you that too.  We invite you to call our office, fill out the online form, or chat with us online when you are ready to discover what our firm can do for you.