Los Angeles Debt Settlement
So many folks in the Los Angeles area have found their world turned upside down with the challenging economy and are struggling under the burden of credit card debt, student loans, foreclosures, second mortgages and SBA loans. Our mission at McCarthy Law is to help the good, hard-working families in Los Angeles find true debt relief. California debt settlement means negotiating and settling the debt for less than the bank claims you owe. Many families in this situation aren’t aware that help is available and they have many alternatives that will not leave them with the long term ramifications of bankruptcy. We believe that a significant reduction in the principal is often what is needed for a family to ever dig out.
Banks and creditors are aggressive and often sue, which can be devastating and add to your overwhelming burden. Credit card companies and banks are quick to raise interest rates and lower available balances with even one late or missed payment, ignoring years of your on-time payments. Since banks can and do file lawsuits against those that are late and behind on payments, we believe the advice from an attorney is critically important when being served. There are many companies that attempt to settle debt for their clients without offering any legal protection or guidance during the process. Ignoring a lawsuit will result in a default judgment, making collection efforts, like garnishment and other scary solutions, available to your creditors.
Garrett Charity is our Los Angeles debt attorney, who focuses totally on debt negotiation. He is anxious to meet with you and help you get on the road to becoming debt free. He enjoys meeting with people face-to-face and letting them know what their options are. He has an excellent reputation and you will feel his kindness and expertise immediately.
We enjoy serving the good people in Los Angeles, and helping families that are feeling stressed and overwhelmed with debt. Many people find hope and great relief when visiting with us and hearing what their options are from an attorney and firm with vast experience in debt reduction. Settling your debts is tough legal work but it is our entire focus at McCarthy Law, and we get great results.
During your consultation, there is never any pressure and we will let you know if we can help you. If we can’t, we’ll tell you that too. Mr. Charity is very knowledgeable and has lots of experience in debt settlement. He will answer any questions you may have about your options and timelines, then develop a program specific to you and your situation. Our debt relief consultations are always confidential and you will feel the compassion of an attorney who understands what you are up against.
Our firm represents you against your creditors and works to negotiate a significant reduction in what the bank claims is owed. An experienced Los Angeles debt law firm will also get better results for their clients by negotiating large principal reductions while also charging a fee that isn’t any more than a debt settlement company. Many companies attempt to settle debt but they can never provide the legal representation that a law firm can, and they rarely give you guidance and advice along the way.
We have offices across the country that give us a wide range of experience, and working in communities like Los Angeles is where we find what we do most satisfying. Choose a law firm with many years of experience to be on your side. A law firm that focuses on debt settlement like McCarthy Law understands the ins and outs of debt negotiation, and we’d love to help you and your family too. For those who feel like they have been dealing with way too much debt for way too long, we invite you to visit with us. If you are ready to understand what your debt options are, we stand ready to help. We are available by telephone, online chat, or you can click here to get started now.