Silver Spring Debt Settlement

Silver Spring Debt Settlement

It is our passion at McCarthy Law to help good, hard-working families in Silver Spring work out their debt problems.  Many families have been swamped due to the state of the economy and find themselves with more credit card debt and student loans than they can handle.  Our debt settlement attorneys will represent you in negotiating significant reductions in your debts, and also defend you against lawsuits from your creditors.

Maryland banks and credit card companies are quick to send out unsolicited credit cards and provide high limits, but aren’t as willing to work with you when things get tough.  Credit card companies can raise your interest rate after one missed or late payment, despite many years of on-time payments, and creditors can be ruthless at attempting to collect on these debts.  Collection agency employees are trained to make phone calls, and they spend their work day attempting to collect these debts.  There are laws that protect the debtor against certain tactics, but even when these rules are followed, it can be extremely stressful and scary to receive these calls.  Creditors and debt collectors can be very insistent in trying to collect these debts, even filing lawsuits against you.

McCarthy Law debt settlement lawyers will represent you in negotiating significant reductions in your debts, and also defend you against lawsuits from your creditors.  Your family needs representation by competent legal counsel that understands your struggle and is willing to work with you within your tight financial budget.

While McCarthy Law has a large nationwide footprint, we enjoy working in individual communities like Silver Spring, Maryland, and meeting with our clients face-to-face so we can understand their specific situation and needs.  From there, we outline a program specific for their individual needs and give them timelines and strategies so they can make the best decision for their family.  Many people feel a huge relief after the initial consultation because they are given tools to move forward and understand the implications of their actions.

Our office in Silver Spring has an experienced and caring team to help you navigate these challenges in a confidential and comprehensive way.  Shawn Bartley heads our Silver Spring office and he is anxious to meet with you and discuss the alternatives to bankruptcy and help available to you.  Mr. Bartley is caring and thorough and you will feel his concern when you meet with him.  Prior to deciding, you can call our debt helpline and talk to one of our knowledgeable professionals. We can answer many of your questions and set up a free debt consultation with our Silver Spring debt attorney.

Debt settlement means negotiating and settling the debt for less than the current balance.  McCarthy Law believes that a significant reduction in the principal is what is needed for a family to become debt free.  Many companies attempt to settle debts but they will never be able to offer any legal protection.   And, many of these companies also charge their clients more in fees and get very poor settlements, and may or may not give advice during the process. If you find yourself consumed by your debt and it keeps you up at night, it is time to get professional help.

We always encourage you to act now and not delay getting help.  Denial and avoiding the reality of your situation will mean fewer and fewer options as time goes on.  Call us today and let us help you get you started on the path to financial freedom.  We would love to have the opportunity to help give you your life back.