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We hired Kevin McCarthy in January 2018 to help our daughter with her Private student loan debt settlement. Our daughter had over $150,000 in debt. She had been making payments for ten years and the balances went down very little. She lost her job and that is when we decided to hire Mr McCarthy. Kevin and his highly skilled Senior negotiatorJoan DiBella were able to settle the total debt for a very significant reduction. She now has a fresh start in life thanks to Kevin and Joan. We are extremely grateful for their expertise and professionalism. We highly recommend Kevin McCarthy and his firm to all who need debt settlement services. The outcome was life changing and the outcome greatly exceeded our expections.