Mr. McCarthy and team (in particular Joan) helped me greatly. As a business professional with a focus on sales… they played an intricate part in helping to get back on my feet financially so I may focus on my business and be more profitable. They’ve been completely trustworthy and I feel that they have been on my side over the last three years with negotiating my debt with creditors. The user very humanistic approach… But maintain a cool, calculated the meter with creditors to achieve the desired goal. Top notch… First class… I would highly recommend!