National Student Loan and Credit Report Debt Attorney
Times are hard. Many people are facing loan problems and financial difficulties. There are times when you can’t pay the people you owe money to due to various reasons. Sometimes, these people are relentless, even aggressive, in collecting the money you owe. In times or situations like this one, you need a debt attorney on your side. And not just an attorney, but a really good one. That’s us.
Having a debt attorney means that you will have someone experienced and knowledgeable on your side to help you deal with your loan problems. We serve as negotiators when you’re dealing with credit card companies, lenders and other people you owe money to at the time you can’t pay them back. We most certainly fight for you when you face lawsuits regarding your money-related issues. We fight against collectors who might harass you or recover the money from you through aggressive and illegal measures.
When you face loan-related problems, you need lawyers who really have the credentials, knowledge, expertise and experience. We can help you find the best way to solve your problems and go about your financial troubles. Aside from helping you deal with the relentless collectors, we also find ways to reduce your debts and credits.
Owing money to someone doesn’t mean you no longer have the right. We are more than willing to stand up for those rights.
You rock sista […]
Thanks!! Awesome job, by the way – I thought this deal was a GONER (like 6 months ago […]
Thank Michele 🙂 You’re the best!! Thanks […]
Yes Michele, you have made this happen…I told Russ he should be grateful that you took over this account haha… Thanks for your help in closing […]
Thanks! Thanks Michele You’re awesome […]
Yes I was telling Russ you have been a life saver and he agreed…Thanks for you hard work Michele […]
Yes that’s awesome!! I’m sure he’s so grateful you are working the file and communicating with him.
Thanks for the help Michele
Thank you, Michele – I’ve enjoyed working with you on this transaction. You’ve done an amazing job.
Thank you again […]
Dear Michele Swinick,
I hope you are having a great day! I am following up with you on: 1711 E Megan. Everything is complete and funded. Thank you for all your help, you are such a pleasure to work with!
Thank you for working with CitiMortgage, we appreciate your business.
Sincerely, Amber Kargacin
Thanks for all of your hard work on this, Michele! It has been a pleasure working with you! Wish you were a little closer so we could work together more […]
You are worth your weight in gold! I’ll definitely recommend you to others […]
Thank you for your work and communication on this case to move things forward […]
Wonderful. Thanks for all your help, it was greatly appreciated […]
Good Job […]
I think you are great. You are awesome at your job. Thank you for all you do.
“Arizona and California have unique deficiency and tax laws homeowners need to understand in order to make an informed decision on an underwater home. Staying in the home is a decision. If you know someone who believes they owe more than […]
You are the best
“Arizona and California have unique deficiency and tax laws homeowners need to understand in order to make an informed decision on an underwater home. Staying in the home is a decision. If you know someone who believes they owe more than their home is worth, forward my information to them […]
Thank you so much for staying late to get the job done!!! I really appreciate knowing you are someone I can count on, and you have such a positive attitude as well! Really happy Kevin brought you on board and that you are a part of the team […]
You kick ass. Thank you!
Michele you’re so awesome […]
Thanks for always having a smile on your face
You are hilarious. Thanks for always knowing what to say to cheer people up […]
Your no nonsense, witty way of getting things done is awesome […]
Michele is extremely knowledgeable and responsive […]
You always brighten my day by just simply being who you are […]
Michele, You are so great! You are a breath of fresh air and I love what you bring to the office. You are hysterical and so good at what you do […]
Thank you for really taking charge and cleaning up a mess that was left behind […]
Very thorough and on-top of things. Plus, always positive […]
You are a breath of fresh air and it is fun chatting with you occasionally in the office. Your positive outlook and humor are enjoyed very much. Keep smiling […]
So glad you’re here! Your confidence, attitude and smile make me wish we worked more closely […]
I am so grateful for the new addition of Michele to the team. Absolute professional […]
I am so glad you have joined the firm! Your smile is contagious. We know you are hunkered down getting everything ship shape but looking forward to getting to know you better when you have more time […]
I’m really impressed with how you have jumped in to your new job with no fear, even though Kevin H. isn’t here to guide you. Keep up the good work […]
Thank you, Michele. It was a pleasure to work with you and learn…will call on you again if need be […]
That’s awesome, Michele, thank you for the explanation!
PS: Rhonda loves working w you, too! We talked about how nice it is to work with someone so sharp and so on top of everything! Thx!
Warm Regards […]
Great job! Thanks for all your hard work Michele […]
Michele, Thank you for all your hard work on this […]
Thank you for the update Michele and the hard work in getting this done […]
As much as I truly truly hate short sales, I have to say… we really need to do this again. Hugely enjoy working with a like mind. Lets get this sucker closed […]
Good luck and THANK YOU as ever Michele Very much appreciate having you on our side […]
Damn girlfriend, you’re good!!!!
Lynne Menard, Realtor “Let me take care of the details so you can live your dream […]
You Rock Michele […]
Thanks for making the Foley transaction such a good one!!! You were great to work with!
Have a great week […]
Thanks M, u have done an outstanding job and we all appreciate it […]
Thank you M you have done an outstanding job, well done […]
Michelle, thank you for a great job, will get it for you today
You are really good at what you do and I am impressed with all you’ve accomplished. I know that your emails to the lender were tough and between you and I they were spot on and I couldn’t have agreed more. Large banks just don’t care enough about what goes into making a deal […]
Michele, Good morning.
Thanks for staying after the Ocwen servicing group and obtaining the approval for us […]
Congrats to all! It was a bumpy ride but we made it through (:
Thank you again Michele & Leia for doing the dirty work!! If you want to celebrate over
a cocktail, we are game […]
Love it… Thanks for doing such an awesome job!!! You are a breath of fresh air […]
That is great news, finally!! Great job Michele […]
You are AWESOME! Thanks for all your persistence on working this deal. I look forward to tomorrow’s update.
You have been really great to work with, and I’m sorry if the last email sounded like I
didn’t appreciate you.
Warmest Regards […]
Just a quick note to say “THANK YOU” for ALL of your time, energy & efforts and a job WELL-DONE on bringing this sale to a happy conclusion! I certainly appreciate your “STICK-TO-IT-TIVENESS” and your professionalism. I would certainly recommend & refer you & McCarthy Law to anyone I know in a distressed […]
Well, your guiding is awesome! When we used to do short sales years ago, without attorney help, we would get them done, pretty successfully, but now, everything in the process is so different! We never had the Agreement Notice, the issuance of the Approval Letter signified “contract acceptance” and then the time frames would start! Eye yi […]
Thank you for all your hard work, professionalism and patience. We are so very relieved […]
Thank you so much for all of your hard work and patience through this EXTREMELY long process! We really appreciate it! You have been so great and patient with us too. You deserve a big commendation […]
Thank you so much for all your help.
You guys are amazing […]
Thank you for explaining Michele […]
Thank you Michele!!
Working with you exceeded my expectations. I appreciate you always being available for questions, and for everything you did to make this happen.
I will hopefully not know anyone else who finds themselves in this situation, but if I do, I will not hesitate for a moment to send them your way.
You take care […]
Thank you for this promising news Michele!
I appreciate your thorough explanation of the process. Makes things much easier to
Have a really great weekend […]
Michele & Kevin,
This has been a process that is like nothing else and we have ridden the ups and downs. The reason we moved forward with a short sale is an answer to a prayer to God to please help us find relief in financial mistakes we have made. You have been an answer to that prayer […]
God bless you Michelle and all of your hard work. To God be the glory […]
You too, thank you for all the hard work
Thanks for all your help with this process, Michele. You guys were awesome […]
Thank you, Michele – for all your support and encouragement during this stressful
Michelle & Kevin, finally, the short sale on 885 W. Whitten St., Chandler closed today! My sincere thanks for your assistance and guidance through the entire short sale process […]
I am grateful for all your hard work […]
Thank you THANK YOU!!!!!!!!!!! I really appreciated working with you as well! Thank you for all your hard work and answering all of my questions.
Have a Merry Christmas and a Happy New Year […]
Thank you for the update.
Thank you again to everyone on this team […]
You are awesome! You said you knew what you were doing! I will refer you if anyone
needs a short sale. Thank you so much […]
Thank you so much for being there to calm my nerves! Thank goodness that is over.
Thanks again […]
Thank you all so much!!!!! I am sure there are Angel Wings waiting for you someday […]
Here ya go. Here’s hoping one way or the other the house is out of my hair in September…..don’t want to pay another quarter of homeowners association or insurance if I don’t have to. Thank you all so much for your hard work–I really, really appreciate it more than you will ever know […]
Thank you for all of your efforts on my behalf. I know you were dealing with your own life, while at the same time going to bat for me. You were amazing! I trusted we’d get the outcome we set out for. Not sure if you socialize with clients – I’d love to buy you a […]
I don’t have adequate words to thank you both for everything and what this means to me. A weight is lifted, the sun is shining and I am grateful to my core. Thank you.
Please let me know what, if any, final action on my part is required.
You have been an amazing team […]
You ROCK!! Thank you so very much. I am so relieved […]
That is awesome!! THANK YOU!
Thank you, Michele. You are fantastic and I know you’ve been through a lot lately personally. I so appreciate all of your efforts on my behalf. I know it’s your job, yet it means so very much to me […]
Nikki and I appreciate your diligence and work to help us short sell this house. From our perspective it seems Wells Fargo and Chase are being completely unreasonable, especially when our history with these institutions is taken into consideration. Thank you, again, for your professionalism and expertise […]
We do indeed and are very grateful for all of your help […]
Ya’ll are super, thanks for the great news. We’ll sign and return immediately.
Thank you very much!! I appreciate beyond your good legal advice, the care as a human being […]
You are fabulous! I can tell you will be a favorite […]
Here you go. Thanks so much! Have a wonderful weekend. Talk next week! You are so very appreciated […]
OK then. You go get them girl!
You are my HERO […]
Actually I feel pretty calm. I will go and enjoy the weekend and I hope you will as well!
To just reinforce: YOU ARE WONDERFUL!
Talk next week
I seriously don’t know how to thank you. I am actually feeling much better after your email and I am still getting a bottle of wine on the way home 🙂 Let me know if you need anything else. You are a Saint […]
OK. I’m going to focus on that last part about “it’s not so bad”. Remind me to take you
out for dinner when this is all over. You are a REALLY, REALLY GOOD PERSON!
🙂 Thank you again […]
You’re wonderful, thanks […]
Kevin and Michele,
I would like to thank you for all your work with the Short Sale of my home.
This was difficult for me personally but working with the two of you gave me the comfort
that McCarthy Law was with me every step of the way.
My best regards to you […]
I AM GRATEFUL!
Thank you […]
Thanks again for all you have done. It’s nice to see my Mom happy and more relaxed […]
And KUDOS to you and your staff for a job well done! You guys rock […]
Thank you Michele. You did a wonderful job […]
Whatever the outcome of this case, I want you to know how much I appreciate Michele.
She’s not only supremely competent but also extremely empathetic. A keeper […]
You rock, Michele […]
Michele thank you for the quick response! We will wait and let the system work. Again, thanks so much for all you do. GREAT CUSTOMER SERVICE […]
Again I cannot thank you enough for all of your hard work […]
Oh thank you so much. Craig sometimes lets his brain think too much. I know I have told you two how appreciative I am and I truly mean it. Thanks again
I can’t thank you and Leia enough […]
Thank you Michele for all you hard work on this […]
Thank you all very much for you hard work! Most definitely a new chapter for myself!
Thank you […]
Thank you Michele! You have been an angel to work with. You have treated us with great dignity and respect. Thank you for making our short sale happen. We wish you every happiness.
Thanks so much! Things are going great. We’re living with my mother in law on a couple acres. It’s beautiful and on a creek. Its great for my little boys and hubby too to get out and play in the sunshine. Plus were actually able to build a savings and pay down debt. Yea! Things are […]
Yea!!!!! Thank you so much Michele! We could not have done this without your expertise and tenacity. When we started this process we were convinced that foreclosure was the only option, and with your help this short sale happened! Words cannot express our gratitude. We can start fresh and the future looks very bright. This
has been a […]
Thanks so much Michele for the update! Have a great weekend! You are amazing!
Happy Friday […]
Good Morning Michele,
Small world to hear about our moms having close birthdays! I hope your celebration was good fun. We had a blast out at the beach and having all the grandkids play together.
I’ve attached the updated documents you requested. I apologize for not getting them to you sooner. So exciting that we are in […]
Thanks so much Michele! You’re awesome […]
Good afternoon Michele,
We wanted to let you know that we’ll send in the paperwork tomorrow. We are coming home from a family reunion celebrating my Mom’s 60th birthday. Sorry about the timing. We’ll be sure to send it out tomorrow. The progress is so amazing! Thank you for all you do!
Thanks so much […]
Yea!!! You’re amazing […]
Good afternoon Michele & Linda,
Yea! We accept! Thank you for all your help. Michele, we’ll get the paperwork you mentioned together & send it tomorrow morning. Linda, let us know if you need anything else from us too. We are so relieved & blessed to have your professional expertise in our corner & caring hearts. Thank […]
Wonderful! Thank you so much! Please let us know if there is anything else we can do.
We cannot thank you enough for all your help […]
Perseverance prevails! And I have no doubt that your efforts are what made it happen.
As I told Lupe, I cannot thank you enough. This entire experience was quite the challenge, but it was your persistence, competence and professionalism that kept me going. I truly appreciate all you did through the process, especially making a point to keep […]
YAY!!!! Man oh man what an exhale! Can you feel my excitement across state lines!? 🙂
I owe a huge thanks to you and Michele S. Honestly, I don’t know how this would have ever come to a happy ending without your combined efforts, competence and professionalism. Sorry I did not get a chance to meet Michele, but […]
Thank you, Michele.
Thank you for the attention you’ve given to providing updates. Until you came on board, I had to beg for them. It’s because of your efforts and hard work that I’ve been able to trust things are moving along as they should. So, thank you for taking the edge off what has […]
Thank you for the detailed update, Michele. This process is so frustrating, but it’s reassuring to know you understand and are staying on top of all the necessary steps. I appreciate all your efforts […]
Thank you so much! You are amazing […]
Thank you for your hard work. Glad I was not the one negotiating with the bank […]
First, let me say thanks to all of you for your hard work and client dedication. This process was extremely humbling and nerve racking for me. I have never been through anything like this process and it will never happen again. Quite frankly I wouldn’t wish this on my worst enemy.
I know I can be pretty […]
Michele; Ronna and I were impressed by your letter and the documentation that you have sent to Seterus and to Fannie Mae […]
We really want to make sure that everyone that worked on this deal with us knows just how much we appreciate everyone’s help. We were dealing with various feelings throughout this process and you all made us feel like things were always moving forward.
From our initial conversations with Michelle and Ashley at McCarthy to working with […]
Michele, Beth and Leia – Thank you for all your hard work! We are soooo very pleased
with how smooth this whole thing has gone. We are singing your praises […]
Wow, it’s like you’re a pro or something. Haha!
We will get the letter done and send it to you asap. Thanks […]
Yeah, I agree, she is very together and caring (FYI: as you are […]
Your help was invaluable.
I am very grateful to have had you in Daniel’s and my corner.
Merry Christmas, Happy New Year […]
Thank you for all you time and effort.
I wish you a very Happy New Near […]
Impressive. Thank you all for your hard work […]
Thank you so much Michele […]
Thank you for all of your help with everything. You seriously made things seem so
easy….. You’re awesome. Make sure everyone you work with knows that […]
You are so funny. Thank you so much for being so helpful AND cool. It is more
appreciated then you know.
Have a great weekend […]
Excellent. Thank you so much. You’re really good at this…. I appreciate your help and
You are wonderful! I appreciate everything you have done to help us through this!! I will
forward to the agent today! Will let you know when it gets filed! Hope you have a
wonderful 4th of July weekend!! And just know that I would highly recommend you to
anyone… If you ever need a recommendation […]
You are a blessing to us !! Thank you for your help …always […]
Awesome news! Thanks for all your hard work […]
You as well. Thank you so much for everything
I wanted to check in to let you know that my credit score is back up to 753. I can’t thank you enough for all that you did for me. I really appreciate you […]
I just wanted to say, “Thank You” for working on our case. We appreciate your hard work and are very thankful to have received some money back from our foreclosure. Losing our house was very difficult, but getting a settlement on it takes the sting out of the whole situation. I will definitely recommend you and your firm […]
Just a follow up to my strategic default in 2012. After 3 years, this Friday I will be purchasing my $235,000 townhouse. I’m using my VA benefits to get the loan, and had no issues at all getting the financing. My credit score is 735 with my DTI ratio of 25%. Just thought I’d let […]
Dear Kevin et al;
I wanted to let you know that we thought it was a hell of great gesture on your company’s part to offer to pay off the remaining debts of all it’s customers.
Even though the odds were stacked against you and most of us, it was the intention to help people struggling […]
You are a blessing to us!! Thank you for your help …always!!
Heidi B […]
Thank you THANK YOU!!!!!!!!!!! I really appreciated working with you as well! Thank you for all your hard work and answering all of my questions.
~K. S […]
You are worth your weight in gold! I’ll definitely recommend you to others.
Vallerie C […]
Just a quick note to say “THANK YOU” for ALL of your time, energy & efforts and a job well-done on bringing this sale to a happy conclusion! I certainly appreciate your “Stick-To-It Tiveness” and your professionalism. I would certainly recommend & refer you & McCarthy Law to anyone I know in a distressed sale situation! You guys […]
Yea!!!!! Thank you so much Michele! We could not have done this without your expertise and tenacity. When we started this process we were convinced that foreclosure was the only option, and with your help this short sale happened! Words cannot express our gratitude. We can start fresh and the future looks very bright. This has been a […]
Opening a franchised Mexican restaurant sounded like a great idea in 2005. Unfortunately, the SBA and bank agreed and allowed me to borrow a lot of money. The business never made a profit and was bleeding 100k/year. To make matters worse, my brother and dad were my business partners. I shopped around for attorneys with specific SBA […]
Amazing experience. I have never dealt with something like this and as such I was very nervous and anxious as I did not know what to expect. However, at my first meeting with Kevin at his office he made feel completely relaxed and confident in his firm’s ability to handle my case. He was very thorough and […]
I am so grateful for their help and resolution to my problems. I could not have survived without them. Joan DiBella was “on it” every step of the way. I am more appreciative than I can say […]
Working with Kevin was one of the best things we ever did. His understanding and overall skill set helped us through a very difficult time in our lives. We highly recommend Kevin and his team… they were a God send […]