There are many signs that you are in a bad situation with your credit card debt. Here’s a good article that points out 7 signs that your credit card debt situation is getting out of control.
http://finance.yahoo.com/news/7-signs-credit-card-debt-110051792.html
Pay particular attention to the final paragraph. Leave your emotion at the door and figure out how to handle this. The best advice in this article is to consult with an attorney. Whether it’s a bankruptcy attorney or a debt settlement attorney, you should at least explore the options. Leading down the debt path blindly is not recommended and can certainly make the problem worse. Those post-holiday credit card statements are likely on their way to your mailbox. Do yourself a favor and take action if any of these warning signs apply to you.