The Better Business Bureau uncovered a new debt collection scam that preys on peoples’ fear of law enforcement. The scam begins with a phone call where the caller claims to be a police officer. The caller tells the victim they owe money and if they do not pay, they will be arrested. This is a con. The police will never contact you about a debt without your prior knowledge or notice.
If you receive a phone call from a person claiming to be a police officer trying to collect on your debt, then ask for proof of the debt, in writing. Better yet, contact and retain a qualified debt settlement attorney. Once you are represented by an attorney and the collection agency has been informed of that representation, the collector can no longer contact you directly. Under law, the collection agency must contact your attorney. In this way, a qualified debt settlement attorney can not only lower your debt, but also eliminate misleading and harassing phone calls from debt collectors.