National Student Loan and Credit Report Debt Attorney

Student Loan and the American Dream

Student loan debt in the United States has topped $1.41 trillion, according to the Federal Reserve. That boils down to around $32,000 per student borrower. (For more information and student loan statistics, go to: That’s a pretty deep […]

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Divorce debt settlement photo

Everything About Divorce Debt Settlement

Aside from the emotional/psychological aspect of divorce, the divorcing couple will certainly have to deal with the financial aspect of it. In many cases, the emotional aspect of divorce often interferes with the effective distribution of the marital estate.

The ill feeling towards the other partner may […]

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Second mortgage photo

Settling on a Second Mortgage: What you Need to Know

What is a second mortgage?

Second mortgage definition

A second mortgage is a lien on a property that is subordinate to an existing first mortgage.

A loan to acquire a home is usually the first lien recorded on a property. Subsequent loans generally require […]

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Credit reporting laws photo

More Than Just FCRA: Other Laws That Protect Consumer Credit Rights


If you’ve been keeping up with McCarthy Law, then you know we are your go to when it comes to protecting consumer credit rights under the Fair Credit Reporting Act (“FCRA”).

The FCRA is a federal act that protects and covers all of your […]

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Consolidating Credit Card Debt Folder Photo

What Are Good Ways to Go About Consolidating Credit Card Debt?

Are you are struggling in making payments to your credit card debts? Then, credit card debt consolidation may be the answer to your problem.

There are several ways by which you can consolidate debt. It is important for you to understand each option so that you […]

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Debt consolidation photo

What You Should Know About Debt Consolidation

Are you struggling with your too many debts? Your credit cards maxed out? Do you find it hard to keep track of the principal and interest payments of your debts?

Then maybe it is time for you to consolidate your debts.

What is Debt Consolidation?

Debt […]

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Debt settlement lawyer photo

How Do I Get Started with Debt Settlement?

Are you struggling to pay off your debts? Are your loans and credit card payments overwhelming? If this is so, perhaps, it is the best time to enter into debt settlement.

Debt settlement is the process of negotiating with your creditors to get them to reduce the amount […]

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Debt settlement image

Debt Settlement Attorney Tips

Debt settlement means paying your creditor a lesser amount than what you owe. There are situations where settlement is the only way out. At such a time, you need a professional debt settlement attorney by your side.

Don’t immediately jump to settlement. This should be your last […]

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Credit cards and cash

Should you Consolidate or Settle your Debts?

This time of year, many people are examining their finances and finding that they have fallen another year deeper in debt. For many people, examining the various debt relief options can be a confusing process. Two of the more common debt relief options are debt consolidation […]

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Calculator and balance sheet

Big Fines for Trans Union and Equifax’s Big No-Nos

The start of the New Year typically brings good tidings and good cheer to all. People delight in the idea of starting fresh, setting new goals, and putting their best foot forward. Trans Union and Equifax, however, are not necessarily starting their New Year out on their best […]

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