National Student Loan and Credit Report Debt Attorney
Owing a debt doesn’t mean you lose your right to privacy or sense of security.
Many with personal debts face constant calls every day from relentless collection agents, demanding payments. The abrasive collection strategies employed by collection agencies to pressure borrowers into making payments led the Federal Government to take action in the form of the Fair Debt Collection Practices Act, commonly referred to as the FDCPA.
Have your rights under the FDCPA been violated? Knowing your rights allows you to thwart violations by collection agencies.
The FDCPA is a source of protection that every consumer should know about. This act lays the ground rules for debt collection agencies and provides borrowers with possible cause for civil action if the act is violated. The FDCPA applies only to consumer debts (debts resulting from personal, household, or familial purposes) and does not cover action taken by the original creditor. If you think your rights have been violated, we provide free case evaluations for Fair Debt Collection Practices Act claims.
Under the FDCPA, consumers are entitled to recover up to $1,000 plus reasonable attorney fees if a creditor is proven to have violated any of the act’s provisions. Your state may have similar laws in place that provide for larger recoveries. A licensed attorney with experience in the area of debt collection will easily recognize violations and be prepared to take the appropriate action.
If you believe collectors have violated your rights under the FDCPA or if you would like an experienced attorney to bring an end to those endless phone calls, the attorneys at McCarthy Law can help. Give us a call today at (855)-976-5777 or contact us now for a free consultation.