Have You Been Contacted by NES Regarding an Outstanding Debt?
National Enterprise Systems, also known as NES, is a third-party debt collection agency headquartered in Solon, Ohio. The agency collects on behalf of 150 post secondary institutions, as well as for a variety of other sectors including: retail, financial services, automotive companies, telecommunications services and state governments. NES was founded and incorporated in 1987.
Although receiving a phone call from NES might sound like a scam, the company is a legitimate debt collection agency. Not only does the agency collect on behalf of a range of clients, but it also buys written-off debt—also referred to as bad debt. Purchased for a few cents on the dollar, most written-off debts are unlikely to be collected. However, should NES collect, they can make a significant profit. For instance, if your debt was $1,000 a debt buyer may purchase it for $50. If you pay the full $1,000, the buyer makes $950.
NES has been the subject of numerous consumer complaints alleging the agency has violated the Fair Debt Collection Practices Act (FDCPA) via improper conduct, improperly sharing information, and threatening to take actions they legally can’t. If you’ve been contacted by NES, before you proceed it’s integral you have the support of a qualified attorney—such as our team at McCarthy Law PLC.
Our attorneys are experienced at protecting consumers against debt collection agencies. We will help you ascertain the validity of the claim against you and work with you to make a debt management plan. Standing in your corner, our compassionate lawyers will work tirelessly to negotiate a favorable settlement and defend you against creditor lawsuits.
What Consumers Think: NES Reviews and Complaints
Although NES is not an accredited business on the Better Business Bureau, it does have an A+ rating. The agency has a total of 11 customer views giving it 1.73/5-stars on the BBB. Furthermore, the website lists 39 total complaints against NES.
The majority of complaints say consumers were harassed by NES, with one individual stating: “I keep receiving 3 to 8 calls a day from National Enterprise Systems. The calls start at 8:30 a.m. and continue until 8:30 p.m.” This individual adds they are unable to reach NES, and that he or she does not actually have any outstanding debt. To learn more about how to confirm your debt, scroll down to “What Should I Do if Contacted by NES?”
How to Contact NES
NES collects debt on behalf of many creditors around the United States. It also purchases debt for cents on the dollar in an attempt to profit when consumers settle their delinquent debts. Located in Ohio, if you’ve received a letter or a phone call from NES regarding an outstanding debt, you can reach the company at:
What Should I Do if Contacted by NES?
If you’ve received a letter or a phone call—at home or at work—from NES, you immediately need to ask the agency to validate your debt. According to the Fair Debt Collection Practices Act, or FDCPA, you are entitled to confirm your debt before taking any further action. The FDCPA was created to protect consumers from harassment and unfair treatment. At McCarthy Law, our attorneys are well-versed in the rules outlined in the act, and can empower you by educating you about your rights while offering protection from relentless collectors.
When you ask NES to verify your debt, they are required to send it to you in the form of an official letter—known as a debt validation or debt verification letter. The document will outline:
- What the debt is
- Where the debt is from
- How much you own
- Anything else you need to know
It’s imperative to verify your debt for a couple of reasons. Firstly, debt collectors make mistakes. Secondly, it offers you a chance to be sure of how much you really owe. Having this information moves you one step closer to managing your debt and living harassment-free.
With the help of McCarthy Law, we can stop NES in their tracks. With us by your side, we’ll strategize the best way for you to tackle your debt and negotiate a fair settlement. You’ll no longer have to feel afraid when the phone rings, because we’ll take care of all communication with NES on your behalf.
Are you ready to take control of your debt? Protect yourself from debt collection agencies like NES and get true relief by booking one of our free consultations today. Call our office at 855-976-5777 or contact us online to get started.